FHA Home Loan Refinancing formed a mortgage company to provide better refinance loans for homeowners with good and bad credit scores. Our mission is to help lower the mortgage payments for homeowners so that people can save money and invest it into their family. By providing competitive government home loans, we help homeowners with a bad credit history refinance their adjustable rate mortgages and revolving debts into a lower, more affordable monthly payment.

The well documented mortgage crisis of 2007 has led to improved mortgage loan products that were created to help homeowners like you overcome affordability struggles with adjustable mortgage rates. We are a HUD approved FHA mortgage lender who prides itself in offering secure fixed rate loans for refinancing ARMS into thirty year mortgages with fixed payments that you can afford paying every month. FHA mortgage limits will be set at 125% of the median sales price for the area. Previously, FHA loan limits were restricted to $362,790 in high cost areas. However, the rumor remains that the higher loan limits are temporary and will expire at the end of 2008. FHA mortgage limits increase in California to $729,750.

State Home Mortgage Loan Limits for FHA Lending

All Loans subject to FHA loan limits by state and county. In 2008, consumers received some good news from HUD with the economic stimulus package that mandated a dramatic increase for conforming and FHA loan limits. The higher loan amounts should help thousands of homeowners refinance into better mortgages.

The state pages below are listing of the FHA single family mortgage limits. The loan limits were referenced from the FHA's department's automated underwriting system online. Since mortgage limits can change frequently, please contact your loan officer to verify applicable loan increases. (see www.hud.gov ).