If you are considering becoming a homeowner, FHA has several first time home buyer programs that have helped millions of people get financed for a house. A lot of renters are not aware of how affordable first time home buyer loans can be. Many consumers think because their credit is not perfect that home financing is unobtainable, but FHA provides several loan programs for first time home buyers that have relaxed credit requirements. Rates on first time home buyer loans have never been better and there are new incentives to off-set closing costs.
FHA offers government insured loans that only require a 3.5% down-payment. The timing for buying a house is great in most states because home sales prices have fallen to 10-year lows. If you combine low FHA rates with discounted home prices you have the recipe for affordable housing for many Americans. Thousands of consumers have benefitted from our first time home buyer program.
Before making an offer to purchase a house, we recommend that you get a pre-approval letter from a lender like us, because it enhances your credibility with the seller significantly. Sellers want to see motivated buyers who have the credentials to complete the home loan process within a specific time frame.
Find First Time Home Buyer Programs That Meet Your Budget!
Find a FHA first time home buyer loans that offers low rates and flexible guidelines. We have built a team of friendly and knowledgeable loan officers that want to help your 1st time home buying experience be a positive one.
When shopping first time home loans online make sure you are working with companies that have experience with FHA lending. We provide affordable interest rates and loan programs that are designed to convert renters to homeowners with only a 3.5% down-payment requirement.