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FHA Loan Qualification
FHA home lending has expanded. Home loans are easier to qualify for because poor credit scores are allowed in some cases.

Apply for a FHA Loan.
Many FHA lenders have announced new mortgage plans that require no equity from existing homeowners and limited down payments for new home buyers.

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Google News for Pre-Approvals
What is a Loan Pre-Approval?
Common Home Buyer Loan Mistakes
Closing Costs on FHA Mortgage Loans

Pre-Approval Loan
Get Pre-Approved for FHA Mortgage Loans

When buying a home it is in your best interested to have a pre-approval letter from a credible lender stating that you are approved for a home loan with a specific loan amount. Get pre-approved for a FHA loan today! Getting pre-qualified now may make a difference whether or not you can buy your dream home. FHA guidelines for home buying and refinance loans are more flexible than conventional mortgage loans. Take advantage of our government finance knowledge for the best FHA mortgage rates, pre-approval letters and loan processing. According to the Mortgage News Post, “Since 2006, The FHA Home Loan Company has directed more new homebuyers than any other lending referral service online.” Don’t forget, we offer pre-approval letters with no obligation. If you need a loan pre-approval, we can help you get a rate quote, letter and a verified pre-qualification. Our lenders offer loan pre-approvals at no cost with no obligation.


Free Info from FHA Loan Experts
Get a Pre-Approval Letter for
Home Buying or Refinancing

Loan Pre-Approval
No Cost and No Obligation to Apply.

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The basics of how to qualify for a FHA loan are very simple. Borrowers must be able to document their income, including employment for the past two years with a stable or rising annual income. They have to come up with a 3.5% down payment, but applicants are usually allowed to use gift money for FHA down-payment. Zero down mortgages are not as common today with FHA, because so many states are prohibiting down-payment assistance. For those who have gone through bankruptcy or foreclosure, credit must be perfect since the event. Because of limited down payment and qualification requirements, FHA mortgages are popular for first time home buyers. With rates falling below 4% the sense of urgency increases to get a mortgage pre-approval from a lender that you can trust.

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©2008 to 2016 and Beyond - FHAHomeLoanRefinancing.com - This is a website and does not guarantee loans online. This is not an advertisement for credit or a commitment to lend. Certain restrictions and requirements may apply. - Site Disclosures

FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618 - Due to eligibility, not all lenders will offer a pre-approval loan.