Profile for the FHA Home Loan & Refinancing Company

A few years ago, 3 prominent lenders got together to form a new mortgage company whose sole purpose was to originate FHA mortgages. This group of executives saw the demand for government financing so they made FHA their focus with their new venture.

FHA lending has been greatly expanded since its inception in 1934. Millions of consumers have become homeowners with FHA home loans. Recently the FHA has opened the door for borrowers to refinance their home and take cash out up 85% loan to value.

Thousands of sub-prime borrowers are flocking to the FHA lenders so that they can lower their payments and lock in a fixed interest rate for their first mortgage.

FHA is the only government agency that operates entirely from its self-generated income and costs the taxpayers nothing. The proceeds from the mortgage insurance paid by the homeowners are captured in an account that is used to operate the program entirely. FHA provides a huge economic stimulation to the country in the form of home and community development, which trickles down to local communities in the form of jobs, building suppliers, tax bases, schools, and other forms of revenue.

About the FHA
The Federal Housing Administration (FHA), is an agency of the federal government that insures private residential loans that are issued for new and existing housing, and loans that are approved for home repairs. The FHA was created by congress in 1934 and became part of the Department of Housing and Urban Development's Office of Housing (HUD) in 1965. Today the mission FHA mission for more affordable housing for all Americans continues, as lenders like us have joined forces to spread good will and fair financing.

FHA Loan Blog- Read, Post Questions and Comment about everything from Home Buying to Loan Refinancing. Find out how the government shutdown affected the FHA home loan applications in process. Learn more about where you can find the Lowest FHA loan rates online.

FHA Home Loan Refinancing Wants to Provide Info that Helps to Prevent a Foreclosure or the Loss of Your Home.

The FHA mortgage modernization bill brings key components to legislation with improved FHA house loans that may help homeowners get access to more reasonably priced home mortgages that are backed by the U.S. government. Check with Nationwide for today's FHA home mortgage loans.

FHA Loan Qualifications

FHA home loans are easy to qualify for because FHA mortgage loans allow bad credit is allowed and you virtually no equity is required to refinance.

FHA Refinancing & Debt Consolidation
FHA Loans for Condominiums
Find FHA lenders
Find first time home buyer programs
Apply for a FHA Loan

FHA Interest Rates

The interest rates for FHA refinance and home purchase loans remain competitive and comparable to conventional Fannie Mae mortgage rates.

Non-Conforming Home Loans
FHA Refinance Rate
FHA Loans for Bad Credit
Find 30 year mortgage fixed

FHA Refinance

Borrowers are given fixed rate grace with exceptions for qualifying made for borrowers who were not late prior to their mortgage adjusting.

Chapter 13 Bankruptcy Mortgage Refinance
FHA Mortgage after 7 or 11 Bankruptcy
Choosing FHA Refinance Loans

© 2008 to 2013 - FHLR. Trade/service marks are the property of, or their respective loan subsidiaries. Some FHA mortgage products may not be available in all states.

This is a website and does not guarantee FHA loan approvals online. does not make FHA home loans online. This site does not pre-qualify or guarantee approvals on FHA mortgages but our services can refer you to approved FHA lenders. has no affiliation with FHA or any other government subsidiary. This is not an advertisement for credit as defined. This is not a commitment to lend. Certain restrictions and requirements may apply. - Site Disclosures Rates are subject to change on home loans with a FHA refinance.

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