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FHA Loans & Rates Guide

The U.S government has created FHA mortgage programs with specific limits set regionally, so FHA rates and loan options may vary by county and state.  For example if you reside in a high cost district in New York you will be able to borrow between $600,000 and $700,000 if you meet the FHA loan requirements.

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Consider that in Michigan or Ohio, in most cases you would be limited to a FHA loan between $200,000 and $300,000.  See HUD’s 2011 FHA loan limits to get accurate information by county and state that pertains to FHA loan guidelines, eligibility.

Get Approved for the Best Fixed FHA Rates

  • Fixed Rate FHA Refinancing
  • Home Loan with 3.5% Down-Payment
  • FHA Streamline Refinance
  • Cash Out Refinancing
  • No Cost FHA Loans
  • Home Rehabilitation
  • Finance Energy Efficiency
  • 100% Mortgage

No Obligation! Apply Now!  FHA Loan Rates Drop to Record Lows!

The state links listing below reflect the 2011 FHA Loan Limits - single family – residential mortgage limits. Congress announced a new bill that extended 2010 FHA loan limits for the time being. 

What are the FHA Loan Limits in My State?

Alabama FHA Loans
Alaska FHA Loans
Arizona FHA Loans
Arkansas FHA Loans
California FHA Loans
Colorado FHA Loans
Connecticut FHA Loans
Delaware FHA Loans
District of Columbia FHA Loans
Florida FHA Loans
Georgia FHA Loans
Hawaii FHA Loans
Idaho FHA Loans

Illinois FHA loans
Indiana FHA Loans
Iowa FHA Loans
Kansas FHA Loans
Kentucky FHA Loans
Louisiana FHA Loans
Maine FHA Loans
Maryland FHA loans
Massachusetts FHA Loans
Michigan FHA Loans
Minnesota FHA Loans
Mississippi FHA Loans
Missouri FHA Loans
Montana FHA Loans
Nebraska FHA Loans
Nevada FHA Loans
New Hampshire FHA Loans
New Jersey FHA Loans
New Mexico FHA Loans
New York FHA Loans
North Carolina FHA Loans
North Dakota FHA Loans
Ohio FHA Loans
Oklahoma FHA Loans
Oregon FHA Loans
Pennsylvania FHA Loans
Rhode Island FHA Loans
South Carolina FHA Loans
South Dakota FHA Loans
Tennessee FHA Loans
Texas FHA Loans
Utah FHA Loans
Vermont FHA Loans
Virginia FHA Loans
Washington FHA Loans
West Virginia FHA Loans
Wisconsin FHA Loans
           
 
 

Equal Housing Lender. © 2008-2011 and Beyond - FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. FHA home loan rates may vary, please check with loan officer for current FHA rates. This is not a commitment to lend. Certain restrictions may apply.

FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618