Massachusetts FHA Mortgage Loan Limits

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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.

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Massachusetts home loan rates are subject to change. Massachusetts mortgage limits vary by county so check with your loan officer for HUD updates.

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Massachusetts FHA Mortgage Loan Limits for Home Lending by County

Massachusetts FHA loan limits range from $200,160 to $452,000 for a 1-family home in the state for purchase or mortgage refinance. Massachusetts mortgage rates remain competitive with low interest rates for purchasing and refinancing residential real estate. FHA streamline refinance loans will enable existing FHA customers the ability to revise their mortgage at any time without early pre-payment penalties if the mortgage rates drop again. Now that FHA rates have dipped to their lowest point since the Federal Housing Administration was founded in 1934. Whether you want to finance a home in Boston or Springfield, we have approved FHA lenders in Massachusetts that look forward to helping you become a first time homeowner.

Massachusetts County Name	State	One-Family	Two-Family	Three-Family	Four-Family
HAMPDEN	MA	$207,860	$256,248	$309,744	$384,936
FRANKLIN	MA	$207,860	$256,248	$309,744	$384,936
HAMPSHIRE	MA	$207,860	$256,248	$309,744	$384,936
NORFOLK	MA	$362,790	$461,113	$560,231	$646,421
SUFFOLK	MA	$362,790	$461,113	$560,231	$646,421
PLYMOUTH	MA	$362,790	$461,113	$560,231	$646,421
MIDDLESEX	MA	$362,790	$461,113	$560,231	$646,421
ESSEX	MA	$362,790	$461,113	$560,231	$646,421
BRISTOL	MA	$316,350	$359,397	$434,391	$539,835
BARNSTABLE	MA	$362,790	$438,700	$533,000	$615,000
DUKES	MA	$362,790	$464,449	$561,411	$697,696
NANTUCKET	MA	$362,790	$464,449	$561,411	$697,696
WORCESTER	MA	$292,600	$371,621	$449,181	$558,236
BERKSHIRE	MA	$204,535	$256,248	$309,744	$384,936

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For current offers and rates, check with licensed FHA lenders in Massachusetts.