Alaska FHA Mortgage Loan Limits

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Alaska FHA Mortgage Loan Limits for Home Lending by County

Single family Alaska homes have FHA loan limits ranging from $200,160 to $417,000 based on the county for purchase or mortgage refinance. Alaska mortgage rates remain competitive with low interest rates for purchasing and refinancing residential real estate.

Alaska County Name	State	One-Family	Two-Family	Three-Family	Four-Family
JUNEAU	AK	$303,050	$341,330	$414,700	$478,500
KODIAK ISLAND	AK	$242,250	$272,850	$331,500	$384,936
FAIRBANKS NORTH	AK	$240,350	$270,710	$328,900	$384,936
KETCHIKAN GATEW	AK	$200,160	$256,248	$309,744	$384,936
NOME	AK	$200,160	$256,248	$309,744	$384,936
SITKA	AK	$327,750	$369,150	$448,500	$517,500
BETHEL	AK	$200,160	$256,248	$309,744	$384,936
DENALI	AK	$240,264	$307,548	$371,736	$461,988
HAINES	AK	$200,160	$256,248	$309,744	$384,936
DILLINGHAM	AK	$200,160	$256,248	$309,744	$384,936
BRISTOL BAY	AK	$200,160	$256,248	$309,744	$384,936
NORTH SLOPE	AK	$200,160	$256,248	$309,744	$384,936
WADE HAMPTON	AK	$200,160	$256,248	$309,744	$384,936
YAKUTAT CITY	AK	$240,264	$307,548	$371,736	$461,988
YUKON-KOYUKUK	AK	$200,160	$256,248	$309,744	$384,936
ALEUTIANS EAST	AK	$200,160	$256,248	$309,744	$384,936
ALEUTIANS WEST	AK	$200,160	$256,248	$309,744	$384,936
SKAGWAY-HOONAH	AK	$200,160	$256,248	$309,744	$384,936
VALDEZ-CORDOVA	AK	$200,160	$256,248	$309,744	$384,936
KENAI PENINSULA	AK	$200,160	$256,248	$309,744	$384,936
LAKE AND PENINS	AK	$200,160	$256,248	$309,744	$384,936
NORTHWEST ARCTI	AK	$200,160	$256,248	$309,744	$384,936
PRINCE OF WALES	AK	$200,160	$256,248	$309,744	$384,936
SOUTHEAST FAIRB	AK	$200,160	$256,248	$309,744	$384,936
WRANGELL-PETERS	AK	$200,160	$256,248	$309,744	$384,936
ANCHORAGE	AK	$263,600	$296,900	$360,750	$416,250
MATANUSKA-SUSIT	AK	$263,600	$296,900	$360,750	$416,250

Alaska mortgage rates continue to remain low with competitive with interest rates for purchasing and refinancing residential real estate. The sub-prime market has crashed and the non-conforming programs left are requiring 20% equity and the interest rates are in the double digits while FHA mortgage rates range from 6.5% to 7.5% with cash back up to 95%.

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