Maryland FHA Limits on Mortgage Loan Amounts

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HARP refinancing in Maryland may be an option if you have an underwater mortgage owned by Fannie Mae or Freddie Mac.

Now is the time to refinance your bills and high rate loans into a fixed rate FHA mortgage.

Other Popular State Limits
Virginia FHA Mortgage Loan Limits
DC Mortgage Loan Limits for FHA

Maryland FHA Limits on Mortgage Loan Amounts by County

A few years ago HUD raised the maximum loan amount for Maryland from $271,050 to $729,750 for 1-family primary residence homes for purchase or mortgage refinance. Maryland FHA rates remain competitive with low interest rates for home financing, refinancing and credit lines. Maryland borrowers will utilize the increased FHA limits by consolidating credit cards and combining adjustable rate mortgages into an improved fixed rate mortgage. The Federal Housing Administration has kept higher loan amount options for first time home buyers in Maryland, Virginia and many DC regions as well. Check with Maryland FHA lenders today for the current loan amount limits by county, home loan program parameters and rates.

Maryland County Name	State	One-Family	Two-Family	Three-Family	Four-Family
FREDERICK	MD	$271,050	$347,000	$419,400	$521,250
MONTGOMERY	MD	$560,000	$716,900	$866,550	$1,076,950
CALVERT	MD	$560,000	$716,900	$866,550	$1,076,950
CHARLES	MD	$560,000	$716,900	$866,550	$1,076,950
PRINCE GEORGE'S	MD	$729,750	$934,200	$1,129,250	$1,403,400
HOWARD	MD	$271,050	$347,000	$419,400	$521,250
CARROLL	MD	$560,000	$716,900	$866,550	$1,076,950
HARFORD	MD	$420,000	$537,650	$649,900	$807,700
BALTIMORE	MD	$729,750	$934,200	$1,129,250	$1,403,400
ANNE ARUNDEL	MD	$271,050	$347,000	$419,400	$521,250
QUEEN ANNE'S	MD	$729,750	$934,200	$1,129,250	$1,403,400
BALTIMORE CITY	MD	$437,500	$560,050	$677,000	$841,350
ST. MARY'S	MD	$560,000	$716,900	$866,550	$1,076,950
SOMERSET	MD	$560,000	$716,900	$866,550	$1,076,950
WICOMICO	MD	$343,750	$440,050	$531,900	$661,050
DORCHESTER	MD	$729,750	$934,200	$1,129,250	$1,403,400
WORCESTER	MD	$729,750	$934,200	$1,129,250	$1,403,400
WASHINGTON	MD	$560,000	$716,900	$866,550	$1,076,950
CECIL	MD	$328,750	$420,850	$508,700	$632,200
ALLEGANY	MD	$400,000	$512,050	$618,950	$769,250
KENT	MD	$443,750	$568,050	$686,650	$853,350
GARRETT	MD	$377,500	$483,250	$584,150	$725,950
CAROLINE	MD	$328,750	$420,850	$508,700	$632,200
TALBOT	MD	$437,500	$560,050	$677,000	$841,350

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For current offers and rates, check with licensed FHA lenders in Maryland.