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Vermont FHA Mortgage Loan Limits for Home Lending by County

Vermont FHA loan limits range from $271,050 to $318,750 for one family home in the state for purchase or mortgage refinance loans. FHA loan limits in Vermont are scheduled to be increased up to $700,000 for high cost counties in 2008. Vermont interest rates remain competitive for FHA and Fannie Mae loan products with historically low fixed rates for purchasing and refinancing residential real estate. Most FHA lenders are requiring proof of liquid assets with limited income documentation home mortgages.

FHA cash out refinancing for debt consolidation is not difficult to qualify for if you can stay below 95% loan to value and your mortgage history on your credit report indicates that you have the ability and willingness to make your mortgage payments on time each month. Check out FHA Streamline Refinance Loans or FHA Refinancing & Debt Consolidation.

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

ADDISON

VT

$271,050

$347,000

$419,400

$521,250

BENNINGTON

VT

$271,050

$347,000

$419,400

$521,250

CALEDONIA

VT

$271,050

$347,000

$419,400

$521,250

CHITTENDEN

VT

$318,750

$408,050

$493,250

$613,000

ESSEX

VT

$271,050

$347,000

$419,400

$521,250

FRANKLIN

VT

$318,750

$408,050

$493,250

$613,000

GRAND ISLE

VT

$318,750

$408,050

$493,250

$613,000

LAMOILLE

VT

$271,050

$347,000

$419,400

$521,250

ORANGE

VT

$281,250

$360,050

$435,200

$540,850

ORLEANS

VT

$271,050

$347,000

$419,400

$521,250

RUTLAND

VT

$271,050

$347,000

$419,400

$521,250

WASHINGTON

VT

$271,050

$347,000

$419,400

$521,250

WINDHAM

VT

$271,050

$347,000

$419,400

$521,250

WINDSOR

VT

$281,250

$360,050

$435,200

$540,850

Now is a great time to refinance your revolving rate bills and high rate loans into a fixed rate FHA home loan.
 
 

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