FHA Home Logo

FHA Loan Options
FHA Refi
FHA Loan Programs
FHA Loans After Foreclosure or Bankruptcy
FHA Streamline Refinance Rates
FHA Refinance Lenders
FHA Rates
FHA Refinancing
Streamline FHA
FHA Mortgage Refinance
Bad Credit Mortgage Refinancing
First Time Home Loans for Poor Credit

FHA Mortgage Lender Info
FHA Guidelines
FHA Credit
FHA Lending
FHA Requirements
FHA Loan Limits

FHA Home Loans
FHA Home Financing
FHA First Time Home Buyer
Pre-Approval Loan
FHA 203k Home Loans

Debt to Income Ratio for FHA Loans
How to Get a FHA Refund
Income Verification with FHA Home Loans
Minimum Credit Scores on FHA Mortgage Loans

FHA Loan Qualification

FHA home loans are easy to qualify for because bad credit is allowed and you virtually no equity is required to refinance.

FHA Down Payment Assistance
Finance a House
Home Loan Lender
Purchase Mortgage
Home Buying with Bad Credit
Finance a Mobile Home
How to Finance a House with Bad Credit
Buy a Home with No Down Payment
How to Finance a Mobile Home 
Buy a Home with No Down Payment
First Time Home Buyer Program
Find FHA Lenders
Find 30-Year Mortgage Fixed
Find Adjustable Rate Mortgage
First Time Homeowner

Florida FHA Mortgage Loans

Borrowers have been receiving help through FHA since 1934. The Federal Housing Administration (FHA) insures the loans allowing lenders to offer better deals to borrowers. Even with all the noise about the subprime market, Florida FHA home loans are still available and an excellent opportunity for borrowers looking to get into a home.


Get More info from FHA Loan Experts for New Home Buying or Mortgage Loan Refinancing

No Cost and No Obligation to Apply.
3 out 4 applications are approved.

Preferred Loan Type:
Mortgage Balance
Property Value
Credit Rating
Property State
Full Name
email Address

SSL Encrypted
Filling out this form puts you under no obligations. By clicking "Get Started" I am consenting to have my information shared with one to four brokers or lenders and other business partners and for them to contact you (including through auto means; ie. autodialing, text & pre-recorded messaging) via telephone, mobile device and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.

Great Reasons to look at FHA Loans

Borrowers in Florida who are looking at getting a mortgage loan, but have poor credit, are short on funds for a down payment and are looking for a home within the cap put on the FHA loan size will find that the FHA loan program is the best option for Florida home buyers.

FHA Loans require low down payments. The closing costs are low and there is easy credit qualification. FHA loans do not have a credit score requirement, so bad credit may not be a problem. FHA loans are no longer a cumbersome process either. Now, it takes 30 percent less time to secure an FHA home loan, said Robert M. Couch, general counsel for the U.S. Department of Housing and Urban Development.

Loan Limits

Orlando FHA Loan Limits range from $268,850 (Single Family) to $424,500 (Four Family). Tampa FHA Loan Limits range from $222,300 to $384,936. In general Gulf Coast FHA Loan Limits go as high as $519,870 depending on where the property is located and the number of families the home.

FHA is now offering options for refinancing adjustable mortgages as well. Whether you are looking at Miami home refinancing or refinancing in Lee County where many ARMs are about to reset, FHA may be able to help you get a fixed mortgage rates if your loan is within the FHA loan limits. Borrowers can get a 95% cash out with FHA. If you are not familiar with FHA options talk to a mortgage broker and find out more.

Find Affordable Lower Mortgage Payments
    The interest rates for FHA refinance and home purchase loans remain competitive and comparable to conventional Fannie Mae mortgage rates.   Borrowers are given fixed rate grace with exceptions for qualifying made for borrowers who were not late prior to their mortgage adjusting.  

© 2008 to 2016 - FHAHomeLoanRefinancing.com - This is a website and does not guarantee loans online. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z nor a commitment to lend. Certain restrictions and requirements may apply. - Site Disclosures

For current offers and rates, check with licensed FHA lenders in Florida.