FHA Mortgage Lending

FHA lenders provide home lending that has enabled homeowners with bad credit to refinance their mortgage with a low fixed rate loans.

FHA lending has been greatly expanded since its inception in 1934. Millions of consumers have become homeowners with FHA home loans. Recently the FHA has opened the door for borrowers to refinance their home and take cash out up 95% loan to value.

Thousands of sub-prime borrowers are flocking to the FHA lenders so that they can lower their payments and lock in a fixed interest rate for their first mortgage.

In 2007 and 2008, HUD revised the FHA lending guidelines for refinance and purchase mortgages. Lenders were issued a temporary increase for FHA loans in high cost areas.

FHA home loans are easy to qualify for because bad credit is allowed and you virtually no equity is required to refinance.

FHA Streamline Refinance Loans
FHA Refinancing & Debt Consolidation

The interest rates for FHA refinance and home purchase loans remain competitive and comparable to conventional Fannie Mae mortgage rates.

Rate & Term Refinance with FHA Mortgage

Because of plummeting home values and high adjustable rates, many consumers are inquiring about the FHA Secure options that are offered to homeowners who were never late prior to their mortgage adjusting.

FHA Loan Blog - Read, Comment and Post Questions about Home Buying and Loan Refinancing.