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Orange County Mortgage

Orange County FHA Loans

Check out the recently updated 2014 FHA limits for Orange County FHA loans across the county. Orange County mortgage rates have soared to record lows once again. FHA loan limits are available up to $625,500 for single family home loans. With rates falling to 3.125% on Orange County FHA loans it is no secret the demand for buying and refinancing is soaring. Orange County limits should remain high in 2014 and 2015. Find out from our lenders how affordable a FHA loan in Orange County can be. Whether you are buying a house for the first time or refinancing an underwater mortgage, FHLR has your back.

OC Mortgage Limits in California set by the FHA

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$ 967,950



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Orange County Home Loans

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Higher FHA Loan Amounts Allowed On Home Loans in Orange County: Different counties and regions across an area will have different FHA loan limits in place for those looking to finance a home using one of these loans. These loan limits are based on the median housing prices found within an area, and a home loan may not exceed this predetermined rate when using a FHA loan. This means that should a home cost more than the maximum amount allowed by a FHA loan in the home's region, the buyer will not be able to use these types of loans to finance their purchase.

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The state of California has various counties, and each will have their own set loan limits put in place by the FHA in relation to financing home loans. In higher income regions, these loan limits will be higher to reflect the higher home prices often found within the area, and this same trend is seen in lower income regions as well. For the Orange County region of California, higher FHA loan limits are in place to reflect the average home price found, allowing prospective home buyers to have plenty of options when looking to finance a new home purchase in Orange County using a FHA financing. The current FHA loan limit in Orange County, California is $625,500, allowing qualified first time home buying applicants their choice of living within their desired Orange County region. While Orange County may have some of the higher loan limits in the state of California, there are other counties in the state whose loan limits soar even further.

While home loan limits in Orange County are expected to be around $625,500 in the year 2014, these loan limit amounts are subject to change on yearly basis. Not only are these loan limits based on income levels and housing prices, they are also often based on fluctuations and trends in the overall housing market of an area, and the loan limit that is in place now may not be in place the following year. For this reason, it is best for all first time and repeat home buyers looking to purchase a home in Orange County to stay up to date on the loan limits being placed on the area to ensure that a desired home will be eligible when the time comes to buy. These rates can often be found by searching by state or county through the HUD.gov website.

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Some Orange County mortgage products may not be available in all cities. Please be advised that FHA loan limits in Orange County, CA are subject to change annually.

FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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