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Pennsylvania FHA Loan Limits
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Get the latest figures for home buying with FHA in Pennsylvania and compare rates and loan programs without any application fees or pressure. With higher loan amounts allowed, more and more first time home buyers are moving from New York to Pennsylvania. Find out what your county and understand more about how much FHA will lend you in your county. Pennsylvania FHA limits are higher than most states, so consider FHA for refinancing or new home buying. Pennsylvania interest rates remain near record lows this year; so many lenders in the State are reporting higher volumes of FHA applications online. Many first time home buyers in Pennsylvania have chosen FHA for financing because the interest rates are low and they like the security of the government insuring the mortgages. |
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| MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
| GETTYSBURG, PA (MICRO) |
ADAMS |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PITTSBURGH, PA (MSA) |
ALLEGHENY |
PA |
$327,500 |
$419,250 |
$506,800 |
$629,800 |
| PITTSBURGH, PA (MSA) |
ARMSTRONG |
PA |
$327,500 |
$419,250 |
$506,800 |
$629,800 |
| PITTSBURGH, PA (MSA) |
BEAVER |
PA |
$327,500 |
$419,250 |
$506,800 |
$629,800 |
| NON-METRO |
BEDFORD |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| READING, PA (MSA) |
BERKS |
PA |
$300,000 |
$384,050 |
$464,200 |
$576,900 |
| ALTOONA, PA (MSA) |
BLAIR |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| SAYRE, PA (MICRO) |
BRADFORD |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PHILADELPHIA, PA METROPOLITAN DIVISION |
BUCKS |
PA |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
| PITTSBURGH, PA (MSA) |
BUTLER |
PA |
$327,500 |
$419,250 |
$506,800 |
$629,800 |
| JOHNSTOWN, PA (MSA) |
CAMBRIA |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
CAMERON |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (MSA) |
CARBON |
PA |
$402,500 |
$515,250 |
$622,850 |
$774,050 |
| STATE COLLEGE, PA (MSA) |
CENTRE |
PA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
| PHILADELPHIA, PA METROPOLITAN DIVISION |
CHESTER |
PA |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
| NON-METRO |
CLARION |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| DUBOIS, PA (MICRO) |
CLEARFIELD |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| LOCK HAVEN, PA (MICRO) |
CLINTON |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| BLOOMSBURG-BERWICK, PA (MICRO) |
COLUMBIA |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| MEADVILLE, PA (MICRO) |
CRAWFORD |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| HARRISBURG-CARLISLE, PA (MSA) |
CUMBERLAND |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| HARRISBURG-CARLISLE, PA (MSA) |
DAUPHIN |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PHILADELPHIA, PA METROPOLITAN DIVISION |
DELAWARE |
PA |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
| ST. MARYS, PA (MICRO) |
ELK |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ERIE, PA (MSA) |
ERIE |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PITTSBURGH, PA (MSA) |
FAYETTE |
PA |
$327,500 |
$419,250 |
$506,800 |
$629,800 |
| NON-METRO |
FOREST |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| CHAMBERSBURG, PA (MICRO) |
FRANKLIN |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
FULTON |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
GREENE |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| HUNTINGDON, PA (MICRO) |
HUNTINGDON |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| INDIANA, PA (MICRO) |
INDIANA |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
JEFFERSON |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
JUNIATA |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| SCRANTON--WILKES-BARRE, PA (MSA) |
LACKAWANNA |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| LANCASTER, PA (MSA) |
LANCASTER |
PA |
$383,750 |
$491,250 |
$593,800 |
$738,000 |
| NEW CASTLE, PA (MICRO) |
LAWRENCE |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| LEBANON, PA (MSA) |
LEBANON |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (MSA) |
LEHIGH |
PA |
$402,500 |
$515,250 |
$622,850 |
$774,050 |
| SCRANTON--WILKES-BARRE, PA (MSA) |
LUZERNE |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| WILLIAMSPORT, PA (MSA) |
LYCOMING |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| BRADFORD, PA (MICRO) |
MCKEAN |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (MSA) |
MERCER |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| LEWISTOWN, PA (MICRO) |
MIFFLIN |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| EAST STROUDSBURG, PA (MICRO) |
MONROE |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PHILADELPHIA, PA METROPOLITAN DIVISION |
MONTGOMERY |
PA |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
| BLOOMSBURG-BERWICK, PA (MICRO) |
MONTOUR |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (MSA) |
NORTHAMPTON |
PA |
$402,500 |
$515,250 |
$622,850 |
$774,050 |
| SUNBURY, PA (MICRO) |
NORTHUMBERLAND |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| HARRISBURG-CARLISLE, PA (MSA) |
PERRY |
PA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
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