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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.

West Virginia FHA Mortgage Loan Limits for Home Lending by County

West Virginia FHA loan limits range from $271,050 to $417,000 for single family homes in the state for purchase or mortgage refinance loans. FHA loan limits in West Virginia are scheduled to be increased up to $500,000 for high cost counties in 2008. West Virginia interest rates remain competitive for FHA and Fannie Mae loan products with historically low fixed rates for purchasing and refinancing residential real estate. Stated income loans have become out of favor across the state, so the trend or lenders is to require proof of liquid assets with limited and no income documentation home loans.

FHA cash out refinancing for debt consolidation is not difficult to qualify for if you can stay below 95% loan to value and your mortgage history on your credit report indicates that you have the ability and willingness to make your mortgage payments on time each month. Check out FHA Streamline Refinance Loans or FHA Refinancing & Debt Consolidation.

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

BARBOUR

WV

$271,050

$347,000

$419,400

$521,250

BERKELEY

WV

$377,500

$483,250

$584,150

$725,950

BOONE

WV

$271,050

$347,000

$419,400

$521,250

BRAXTON

WV

$271,050

$347,000

$419,400

$521,250

BROOKE

WV

$271,050

$347,000

$419,400

$521,250

CABELL

WV

$271,050

$347,000

$419,400

$521,250

CALHOUN

WV

$271,050

$347,000

$419,400

$521,250

CLAY

WV

$271,050

$347,000

$419,400

$521,250

DODDRIDGE

WV

$271,050

$347,000

$419,400

$521,250

FAYETTE

WV

$271,050

$347,000

$419,400

$521,250

GILMER

WV

$271,050

$347,000

$419,400

$521,250

GRANT

WV

$271,050

$347,000

$419,400

$521,250

GREENBRIER

WV

$271,050

$347,000

$419,400

$521,250

HAMPSHIRE

WV

$475,000

$608,100

$735,050

$913,450

HANCOCK

WV

$271,050

$347,000

$419,400

$521,250

HARDY

WV

$271,050

$347,000

$419,400

$521,250

HARRISON

WV

$271,050

$347,000

$419,400

$521,250

JACKSON

WV

$271,050

$347,000

$419,400

$521,250

JEFFERSON

WV

$729,750

$934,200

$1,129,250

$1,403,400

KANAWHA

WV

$271,050

$347,000

$419,400

$521,250

LEWIS

WV

$271,050

$347,000

$419,400

$521,250

LINCOLN

WV

$271,050

$347,000

$419,400

$521,250

LOGAN

WV

$271,050

$347,000

$419,400

$521,250

MARION

WV

$271,050

$347,000

$419,400

$521,250

MARSHALL

WV

$271,050

$347,000

$419,400

$521,250

MASON

WV

$271,050

$347,000

$419,400

$521,250

MCDOWELL

WV

$271,050

$347,000

$419,400

$521,250

MERCER

WV

$271,050

$347,000

$419,400

$521,250

MINERAL

WV

$271,050

$347,000

$419,400

$521,250

MINGO

WV

$271,050

$347,000

$419,400

$521,250

MONONGALIA

WV

$271,050

$347,000

$419,400

$521,250

MONROE

WV

$271,050

$347,000

$419,400

$521,250

MORGAN

WV

$377,500

$483,250

$584,150

$725,950

NICHOLAS

WV

$271,050

$347,000

$419,400

$521,250

OHIO

WV

$271,050

$347,000

$419,400

$521,250

PENDLETON

WV

$271,050

$347,000

$419,400

$521,250

PLEASANTS

WV

$271,050

$347,000

$419,400

$521,250

POCAHONTAS

WV

$271,050

$347,000

$419,400

$521,250

PRESTON

WV

$271,050

$347,000

$419,400

$521,250

PUTNAM

WV

$271,050

$347,000

$419,400

$521,250

RALEIGH

WV

$271,050

$347,000

$419,400

$521,250

RANDOLPH

WV

$271,050

$347,000

$419,400

$521,250

RITCHIE

WV

$271,050

$347,000

$419,400

$521,250

ROANE

WV

$271,050

$347,000

$419,400

$521,250

SUMMERS

WV

$271,050

$347,000

$419,400

$521,250

TAYLOR

WV

$271,050

$347,000

$419,400

$521,250

TUCKER

WV

$271,050

$347,000

$419,400

$521,250

TYLER

WV

$271,050

$347,000

$419,400

$521,250

UPSHUR

WV

$271,050

$347,000

$419,400

$521,250

WAYNE

WV

$271,050

$347,000

$419,400

$521,250

 
 

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

1-800-756-2285 | FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618