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It is still a great time to refinance your bills and high rate loans into a fixed rate FHA loan.
Other Popular State Limits
Maryland FHA Mortgage Loan Limits
DC Mortgage Loan Limits for FHA |
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Virginia FHA Mortgage Loan Limits for Home Lending by County
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| Many Virginia mortgage lenders anticipate Virginia borrowers will benefit from the higher FHA loan amounts. Virginia FHA loan limits range from $271,050 to $625,500 for single family homes in the state for purchase or mortgage refinance. Virginia mortgage rates remain competitive with low interest rates for purchasing and home refinancing. Many mortgage lenders anticipate Virginia borrowers will benefit from the higher FHA loan amounts that could be increased between $500,000 and $750,000 in many of the high cost areas across the commonwealth.
Because of declining property values and rising adjustable rates, many Virginia consumers are inquiring about the FHA Secure options that are offered to homeowners who were never late prior to their mortgage adjusting.
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Virginia County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
SCOTT |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BRISTOL |
VA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
WASHINGTON |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
CRAIG |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SALEM |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
ROANOKE |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FRANKLIN |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BOTETOURT |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
ROANOKE IND |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CLARKE |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
WARREN |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FAIRFAX |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LOUDOUN |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FAUQUIER |
VA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
MANASSAS |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
STAFFORD |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ARLINGTON |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDRIA |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FAIRFAX IND |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FALLS CHURCH |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SPOTSYLVANIA |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
MANASSAS PARK |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FREDERICKSBURG |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
PRINCE WILLIAM |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
HENRY |
VA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
MARTINSVILLE |
VA |
$428,750 |
$548,850 |
$663,450 |
$824,500 |
TAZEWELL |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
DANVILLE |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
PITTSYLVANIA |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CULPEPER |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
AMHERST |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BEDFORD |
VA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
CAMPBELL |
VA |
$382,500 |
$489,650 |
$591,900 |
$735,600 |
LYNCHBURG |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
APPOMATTOX |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BEDFORD IND |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
AMELIA |
VA |
$528,750 |
$676,900 |
$818,200 |
$1,016,850 |
LOUISA |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SUSSEX |
VA |
$375,000 |
$480,050 |
$580,300 |
$721,150 |
HANOVER |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
HENRICO |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
CAROLINE |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
HOPEWELL |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NEW KENT |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
POWHATAN |
VA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
DINWIDDIE |
VA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
GOOCHLAND |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CUMBERLAND |
VA |
$475,000 |
$608,100 |
$735,050 |
$913,450 |
PETERSBURG |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
CHARLES CITY |
VA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
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Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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