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Other Popular State Limits
Arizona FHA Loan Limits
Nevada FHA Loan Limits
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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.
Check out the FHA Home Loan Blog
California Loan Resources
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California FHA Mortgage Loan Limits for Home Lending by County
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| California FHA mortgage loans have been in high demand as borrowers scramble to refinance their subprime loans. California loan limits range from $271,050 to $625,500 for one family home in the state for purchase or mortgage refinance loans. FHA loan limits in California will remain in the $600,000 range for high cost counties in 2012. California interest rates remain competitive for FHA and Fannie Mae loan products with historically low fixed rates for purchasing and refinancing residential real estate. There is significant activity going on in Congress to raise back FHA limits in an effort to help the housing sector recover quicker in states like California. FHA rates across the state remain at record lows, so don't wait too long to buy a home or refinance out of an adjustable rate mortgage.
Stated income loans have become out of favor across the state, so the trend or lenders is to require proof of liquid assets with limited and no income documentation home loans. FHA remains a popular program for borrowers looking to finance a home in California. |
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California County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
SAN DIEGO |
CA |
$545,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
MONTEREY |
CA |
$547,500 |
$700,900 |
$847,200 |
$1,052,900 |
INYO |
CA |
$443,750 |
$568,050 |
$686,650 |
$853,350 |
SAN LUIS OBISPO |
CA |
$570,000 |
$512,050 |
$618,950 |
$769,250 |
YUBA |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
SUTTER |
CA |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
MENDOCINO |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA BARBARA |
CA |
$311,250 |
$398,450 |
$481,650 |
$598,550 |
NAPA |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
TEHAMA |
CA |
$381,250 |
$488,050 |
$589,950 |
$733,150 |
SOLANO |
CA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
SANTA CRUZ |
CA |
$393,750 |
$504,050 |
$609,300 |
$757,200 |
BUTTE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
FRESNO |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
LOS ANGELES |
CA |
$368,750 |
$472,050 |
$570,600 |
$709,150 |
ORANGE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
MERCED |
CA |
$401,250 |
$513,650 |
$620,900 |
$771,650 |
TUOLUMNE |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
ALAMEDA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
CONTRA COSTA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
MARIN |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN MATEO |
CA |
$412,500 |
$528,050 |
$638,300 |
$793,250 |
SAN FRANCISCO |
CA |
$512,500 |
$656,100 |
$793,050 |
$985,600 |
SHASTA |
CA |
$472,500 |
$604,900 |
$731,150 |
$908,650 |
SAN JOAQUIN |
CA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MONO |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
GLENN |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
MODOC |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
ALPINE |
CA |
$562,500 |
$720,100 |
$870,450 |
$1,081,750 |
AMADOR |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
COLUSA |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
PLUMAS |
CA |
$410,000 |
$524,850 |
$634,450 |
$788,450 |
SIERRA |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
TRINITY |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
MARIPOSA |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
SISKIYOU |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
CALAVERAS |
CA |
$697,500 |
$892,950 |
$1,079,350 |
$1,341,350 |
STANISLAUS |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
DEL NORTE |
CA |
$488,750 |
$625,700 |
$756,300 |
$939,900 |
KINGS |
CA |
$687,500 |
$880,100 |
$1,063,850 |
$1,322,150 |
LAKE |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
HUMBOLDT |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
YOLO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
PLACER |
CA |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
EL DORADO |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
SACRAMENTO |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
NEVADA |
CA |
$293,750 |
$376,050 |
$454,550 |
$564,900 |
TULARE |
CA |
$557,500 |
$713,700 |
$862,700 |
$1,072,150 |
LASSEN |
CA |
$662,500 |
$848,100 |
$1,025,200 |
$1,274,050 |
IMPERIAL |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
FHA mortgage rates in California can change without notice. FHA cash out refinancing for debt consolidation is not difficult to qualify for if you can stay below 85% loan to value and your mortgage history on your credit report indicates that you have the ability and willingness to make your mortgage payments on time each month. |
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Equal Housing Lender. © 2008-2011 and Beyond, FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618 | 2012 FHA Loan Limits | FHA Mortgages | FHA Loan Amounts | FHA Loan Lenders
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