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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.

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California FHA Mortgage Loan Limits for Home Lending by County

California FHA mortgage loans have been in high demand as borrowers scramble to refinance their subprime loans. California loan limits range from $271,050 to $625,500 for one family home in the state for purchase or mortgage refinance loans. FHA loan limits in California will remain in the $600,000 range for high cost counties in 2010. California interest rates remain competitive for FHA and Fannie Mae loan products with historically low fixed rates for purchasing and refinancing residential real estate.

Stated income loans have become out of favor across the state, so the trend or lenders is to require proof of liquid assets with limited and no income documentation home loans.

Preferred Loan Type:
Mortgage Balance
Property Value
Credit Rating
Property State
Full Name
Email Address
Phone

California County Name

State

One-Family

Two-Family

Three-Family

Four-Family

SAN DIEGO

CA

$545,500

$934,200

$1,129,250

$1,403,400

MONTEREY

CA

$547,500

$700,900

$847,200

$1,052,900

INYO

CA

$443,750

$568,050

$686,650

$853,350

SAN LUIS OBISPO

CA

$570,000

$512,050

$618,950

$769,250

YUBA

CA

$462,500

$592,050

$715,700

$889,450

SUTTER

CA

$397,500

$508,850

$615,100

$764,400

MENDOCINO

CA

$625,500

$934,200

$1,129,250

$1,403,400

SANTA BARBARA

CA

$311,250

$398,450

$481,650

$598,550

NAPA

CA

$580,000

$742,500

$897,500

$1,115,400

TEHAMA

CA

$381,250

$488,050

$589,950

$733,150

SOLANO

CA

$287,500

$368,050

$444,900

$552,900

SANTA CRUZ

CA

$393,750

$504,050

$609,300

$757,200

BUTTE

CA

$325,000

$416,050

$502,900

$625,000

FRESNO

CA

$437,500

$560,050

$677,000

$841,350

LOS ANGELES

CA

$368,750

$472,050

$570,600

$709,150

ORANGE

CA

$325,000

$416,050

$502,900

$625,000

MERCED

CA

$401,250

$513,650

$620,900

$771,650

TUOLUMNE

CA

$285,000

$364,850

$441,000

$548,050

ALAMEDA

CA

$729,750

$934,200

$1,129,250

$1,403,400

CONTRA COSTA

CA

$425,000

$544,050

$657,650

$817,300

MARIN

CA

$729,750

$934,200

$1,129,250

$1,403,400

SAN MATEO

CA

$412,500

$528,050

$638,300

$793,250

SAN FRANCISCO

CA

$512,500

$656,100

$793,050

$985,600

SHASTA

CA

$472,500

$604,900

$731,150

$908,650

SAN JOAQUIN

CA

$271,050

$347,000

$419,400

$521,250

MONO

CA

$462,500

$592,050

$715,700

$889,450

GLENN

CA

$625,500

$934,200

$1,129,250

$1,403,400

MODOC

CA

$625,500

$934,200

$1,129,250

$1,403,400

ALPINE

CA

$562,500

$720,100

$870,450

$1,081,750

AMADOR

CA

$625,500

$934,200

$1,129,250

$1,403,400

COLUSA

CA

$580,000

$742,500

$897,500

$1,115,400

PLUMAS

CA

$410,000

$524,850

$634,450

$788,450

SIERRA

CA

$500,000

$640,100

$773,700

$961,550

TRINITY

CA

$580,000

$742,500

$897,500

$1,115,400

MARIPOSA

CA

$625,500

$934,200

$1,129,250

$1,403,400

SISKIYOU

CA

$500,000

$640,100

$773,700

$961,550

CALAVERAS

CA

$697,500

$892,950

$1,079,350

$1,341,350

STANISLAUS

CA

$729,750

$934,200

$1,129,250

$1,403,400

DEL NORTE

CA

$488,750

$625,700

$756,300

$939,900

KINGS

CA

$687,500

$880,100

$1,063,850

$1,322,150

LAKE

CA

$625,500

$934,200

$1,129,250

$1,403,400

HUMBOLDT

CA

$625,500

$934,200

$1,129,250

$1,403,400

YOLO

CA

$729,750

$934,200

$1,129,250

$1,403,400

PLACER

CA

$625,500

$934,200

$1,129,250

$1,403,400

EL DORADO

CA

$423,750

$542,450

$655,700

$814,900

SACRAMENTO

CA

$285,000

$364,850

$441,000

$548,050

NEVADA

CA

$293,750

$376,050

$454,550

$564,900

TULARE

CA

$557,500

$713,700

$862,700

$1,072,150

LASSEN

CA

$662,500

$848,100

$1,025,200

$1,274,050

IMPERIAL

CA

$423,750

$542,450

$655,700

$814,900

FHA cash out refinancing for debt consolidation is not difficult to qualify for if you can stay below 95% loan to value and your mortgage history on your credit report indicates that you have the ability and willingness to make your mortgage payments on time each month. Check out FHA Streamline Refinance Loans or FHA Refinancing & Debt Consolidation.

 
 

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618