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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan |
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California FHA Mortgage Loan Limits for Home Lending by County
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California FHA loan limits range from $271,050 to $729,750 for one family home in the state for purchase or mortgage refinance loans. FHA loan limits in California are scheduled to be increased up to $700,000 for high cost counties in 2008. California interest rates remain competitive for FHA and Fannie Mae loan products with historically low fixed rates for purchasing and refinancing residential real estate. Stated income loans have become out of favor across the state, so the trend or lenders is to require proof of liquid assets with limited and no income documentation home loans.
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California County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
SAN DIEGO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
MONTEREY |
CA |
$547,500 |
$700,900 |
$847,200 |
$1,052,900 |
INYO |
CA |
$443,750 |
$568,050 |
$686,650 |
$853,350 |
SAN LUIS OBISPO |
CA |
$400,000 |
$512,050 |
$618,950 |
$769,250 |
YUBA |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
SUTTER |
CA |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
MENDOCINO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA BARBARA |
CA |
$311,250 |
$398,450 |
$481,650 |
$598,550 |
NAPA |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
TEHAMA |
CA |
$381,250 |
$488,050 |
$589,950 |
$733,150 |
SOLANO |
CA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
SANTA CRUZ |
CA |
$393,750 |
$504,050 |
$609,300 |
$757,200 |
BUTTE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
FRESNO |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
LOS ANGELES |
CA |
$368,750 |
$472,050 |
$570,600 |
$709,150 |
ORANGE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
MERCED |
CA |
$401,250 |
$513,650 |
$620,900 |
$771,650 |
TUOLUMNE |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
ALAMEDA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
CONTRA COSTA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
MARIN |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN MATEO |
CA |
$412,500 |
$528,050 |
$638,300 |
$793,250 |
SAN FRANCISCO |
CA |
$512,500 |
$656,100 |
$793,050 |
$985,600 |
SHASTA |
CA |
$472,500 |
$604,900 |
$731,150 |
$908,650 |
SAN JOAQUIN |
CA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MONO |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
GLENN |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
MODOC |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
ALPINE |
CA |
$562,500 |
$720,100 |
$870,450 |
$1,081,750 |
AMADOR |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
COLUSA |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
PLUMAS |
CA |
$410,000 |
$524,850 |
$634,450 |
$788,450 |
SIERRA |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
TRINITY |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
MARIPOSA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SISKIYOU |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
CALAVERAS |
CA |
$697,500 |
$892,950 |
$1,079,350 |
$1,341,350 |
STANISLAUS |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
DEL NORTE |
CA |
$488,750 |
$625,700 |
$756,300 |
$939,900 |
KINGS |
CA |
$687,500 |
$880,100 |
$1,063,850 |
$1,322,150 |
LAKE |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
HUMBOLDT |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
YOLO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
PLACER |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
EL DORADO |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
SACRAMENTO |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
NEVADA |
CA |
$293,750 |
$376,050 |
$454,550 |
$564,900 |
TULARE |
CA |
$557,500 |
$713,700 |
$862,700 |
$1,072,150 |
LASSEN |
CA |
$662,500 |
$848,100 |
$1,025,200 |
$1,274,050 |
IMPERIAL |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
FHA cash out refinancing for debt consolidation is not difficult to qualify for if you can stay below 95% loan to value and your mortgage history on your credit report indicates that you have the ability and willingness to make your mortgage payments on time each month. Check out FHA Streamline Refinance Loans or FHA Refinancing & Debt Consolidation. |
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Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
1-800-606-5143 | FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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