New York Mortgage - FHA Mortgage Loan Limits in New York

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Now is the time to refinance your bills and high rate loans into a home loan that guarantees a fixed interest rate for thirty years. New York mortgage rates are subject to change. New York loan amount limits vary by county so check with your loan officer for HUD updates.

New York FHA Mortgage Loan Limits for Home Lending by County

New York mortgage rates are low and FHA mortgage loan limits range from $200,160 to $625,500 for 1-family homes for mortgage refinance or purchase loans. New York mortgage loans remain competitive with low interest rates for purchasing and refinancing residential real estate. As the economy continues to sputter, low New York mortgage rates remain one of the few bright spots coming from Government initiatives. As you loan officer if you meet the FHA criteria for a home mortgage New York. If you do not qualify for a refinance with FHA because you are underwater, consider the HARP refinance that has no loan to value limitations on liens owned by Freddie Mac or Fannie Mae. Thousands of New York residents are eligible for the Home Affordable Refinance Program that does not discourage negative equity.

Low Rate New York Home Refinancing
Fixed New York Mortgage Rates
Best New York Lenders for FHA Loans

CNN-Money reported that home builders sold new homes at an annual rate of 372,000, a 3.6 percent gain compared with the 360,000 sold in June and a 25.3 percent year-over-year increase, according to a Census Bureau report. The report followed other indicators that the housing market is recovering, albeit slowly. Existing home sales rose 2.6 percent in July and building permits also increased.

Preferred Loan Type:

Mortgage Balance

Property Value

Credit Rating

Property State

Full Name

email Address

Phone

New York County Name	State	One-Family	Two-Family	Three-Family	Four-Family
OSWEGO	NY	$213,750	$256,248	$309,744	$384,936
MADISON	NY	$213,750	$256,248	$309,744	$384,936
ONONDAGA	NY	$213,750	$256,248	$309,744	$384,936
ERIE	NY	$209,057	$256,248	$309,744	$384,936
NIAGARA	NY	$209,057	$256,248	$309,744	$384,936
FULTON	NY	$200,160	$256,248	$309,744	$384,936
NASSAU	NY	$362,790	$464,449	$561,411	$697,696
SUFFOLK	NY	$362,790	$464,449	$561,411	$697,696
BRONX	NY	$362,790	$464,449	$561,411	$697,696
KINGS	NY	$362,790	$464,449	$561,411	$697,696
PUTNAM	NY	$362,790	$464,449	$561,411	$697,696
QUEENS	NY	$362,790	$464,449	$561,411	$697,696
NEW YORK	NY	$362,790	$464,449	$561,411	$697,696
RICHMOND	NY	$362,790	$464,449	$561,411	$697,696
ROCKLAND	NY	$362,790	$464,449	$561,411	$697,696
WESTCHESTER	NY	$362,790	$464,449	$561,411	$697,696
CHEMUNG	NY	$200,160	$256,248	$309,744	$384,936
GENESEE	NY	$200,160	$256,248	$309,744	$384,936
CLINTON	NY	$200,160	$256,248	$309,744	$384,936
STEUBEN	NY	$200,160	$256,248	$309,744	$384,936
CHAUTAUQUA	NY	$200,160	$256,248	$309,744	$384,936
ULSTER	NY	$308,750	$347,750	$422,500	$487,500
ALBANY	NY	$237,405	$267,393	$324,870	$384,936
SARATOGA	NY	$237,405	$267,393	$324,870	$384,936
SCHOHARIE	NY	$237,405	$267,393	$324,870	$384,936
RENSSELAER	NY	$237,405	$267,393	$324,870	$384,936
SCHENECTADY	NY	$237,405	$267,393	$324,870	$384,936
COLUMBIA	NY	$200,160	$256,248	$309,744	$384,936
CATTARAUGUS	NY	$200,160	$256,248	$309,744	$384,936
CAYUGA	NY	$200,160	$256,248	$309,744	$384,936
SENECA	NY	$200,160	$256,248	$309,744	$384,936
ESSEX	NY	$200,160	$256,248	$309,744	$384,936
LEWIS	NY	$200,160	$256,248	$309,744	$384,936
YATES	NY	$200,160	$256,248	$309,744	$384,936
GREENE	NY	$200,160	$256,248	$309,744	$384,936
WYOMING	NY	$200,160	$256,248	$309,744	$384,936
ALLEGANY	NY	$200,160	$256,248	$309,744	$384,936
CHENANGO	NY	$200,160	$256,248	$309,744	$384,936
DELAWARE	NY	$200,160	$256,248	$309,744	$384,936
HAMILTON	NY	$200,160	$256,248	$309,744	$384,936
SCHUYLER	NY	$200,160	$256,248	$309,744	$384,936
SULLIVAN	NY	$200,160	$256,248	$309,744	$384,936
FRANKLIN	NY	$200,160	$256,248	$309,744	$384,936
TOMPKINS	NY	$200,160	$256,248	$309,744	$384,936
ORANGE	NY	$337,250	$379,850	$461,500	$532,500
DUTCHESS	NY	$337,250	$379,850	$461,500	$532,500
WAYNE	NY	$204,250	$256,248	$309,744	$384,936
MONROE	NY	$204,250	$256,248	$309,744	$384,936
ONTARIO	NY	$204,250	$256,248	$309,744	$384,936
ORLEANS	NY	$204,250	$256,248	$309,744	$384,936

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