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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan

New York FHA Mortgage Loan Limits for Home Lending by County

New York FHA loan limits start at $200,160 to $417,000 for 1-family homes for mortgage refinance or purchase loans. New York interest rates remain competitive with low interest rates for purchasing and refinancing residential real estate.

New York County Name

State

One-Family

Two-Family

Three-Family

Four-Family

OSWEGO

NY

$213,750

$256,248

$309,744

$384,936

MADISON

NY

$213,750

$256,248

$309,744

$384,936

ONONDAGA

NY

$213,750

$256,248

$309,744

$384,936

ERIE

NY

$209,057

$256,248

$309,744

$384,936

NIAGARA

NY

$209,057

$256,248

$309,744

$384,936

FULTON

NY

$200,160

$256,248

$309,744

$384,936

NASSAU

NY

$362,790

$464,449

$561,411

$697,696

SUFFOLK

NY

$362,790

$464,449

$561,411

$697,696

BRONX

NY

$362,790

$464,449

$561,411

$697,696

KINGS

NY

$362,790

$464,449

$561,411

$697,696

PUTNAM

NY

$362,790

$464,449

$561,411

$697,696

QUEENS

NY

$362,790

$464,449

$561,411

$697,696

NEW YORK

NY

$362,790

$464,449

$561,411

$697,696

RICHMOND

NY

$362,790

$464,449

$561,411

$697,696

ROCKLAND

NY

$362,790

$464,449

$561,411

$697,696

WESTCHESTER

NY

$362,790

$464,449

$561,411

$697,696

CHEMUNG

NY

$200,160

$256,248

$309,744

$384,936

GENESEE

NY

$200,160

$256,248

$309,744

$384,936

CLINTON

NY

$200,160

$256,248

$309,744

$384,936

STEUBEN

NY

$200,160

$256,248

$309,744

$384,936

CHAUTAUQUA

NY

$200,160

$256,248

$309,744

$384,936

ULSTER

NY

$308,750

$347,750

$422,500

$487,500

ALBANY

NY

$237,405

$267,393

$324,870

$384,936

SARATOGA

NY

$237,405

$267,393

$324,870

$384,936

SCHOHARIE

NY

$237,405

$267,393

$324,870

$384,936

RENSSELAER

NY

$237,405

$267,393

$324,870

$384,936

SCHENECTADY

NY

$237,405

$267,393

$324,870

$384,936

COLUMBIA

NY

$200,160

$256,248

$309,744

$384,936

CATTARAUGUS

NY

$200,160

$256,248

$309,744

$384,936

CAYUGA

NY

$200,160

$256,248

$309,744

$384,936

SENECA

NY

$200,160

$256,248

$309,744

$384,936

ESSEX

NY

$200,160

$256,248

$309,744

$384,936

LEWIS

NY

$200,160

$256,248

$309,744

$384,936

YATES

NY

$200,160

$256,248

$309,744

$384,936

GREENE

NY

$200,160

$256,248

$309,744

$384,936

WYOMING

NY

$200,160

$256,248

$309,744

$384,936

ALLEGANY

NY

$200,160

$256,248

$309,744

$384,936

CHENANGO

NY

$200,160

$256,248

$309,744

$384,936

DELAWARE

NY

$200,160

$256,248

$309,744

$384,936

HAMILTON

NY

$200,160

$256,248

$309,744

$384,936

SCHUYLER

NY

$200,160

$256,248

$309,744

$384,936

SULLIVAN

NY

$200,160

$256,248

$309,744

$384,936

FRANKLIN

NY

$200,160

$256,248

$309,744

$384,936

TOMPKINS

NY

$200,160

$256,248

$309,744

$384,936

ORANGE

NY

$337,250

$379,850

$461,500

$532,500

DUTCHESS

NY

$337,250

$379,850

$461,500

$532,500

WAYNE

NY

$204,250

$256,248

$309,744

$384,936

MONROE

NY

$204,250

$256,248

$309,744

$384,936

ONTARIO

NY

$204,250

$256,248

$309,744

$384,936

ORLEANS

NY

$204,250

$256,248

$309,744

$384,936

 
 

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

1-800-606-5143 | FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618