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New York Mortgage Resources
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Now is the time to refinance your bills and high rate loans into a home loan that guarantees a fixed interest rate for thirty years. New York mortgage rates are subject to change. New York loan limits vary by county so check with your loan officer for HUD updates.
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New York FHA Mortgage Loan Limits for Home Lending by County
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New York mortgage rates are low and FHA mortgage loan limits range from $200,160 to $625,500 for 1-family homes for mortgage refinance or purchase loans. New York mortgage loans remain competitive with low interest rates for purchasing and refinancing residential real estate. As the economy continues to sputter, low New York mortgage rates remain one of the few bright spots coming from Government initiatives. As you loan officer if you meet the FHA criteria for a home mortgage New York. If you do not qualify for a refinance with FHA because you are underwater, consider the Home Affordable Refinance Program that has no loan to value limitations on liens owned by Freddie Mac or Fannie Mae.

- Low Rate New York Home Refinancing
- Fixed New York Mortgage Rates
- Best New York Lenders for FHA Loans
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New York County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
OSWEGO |
NY |
$213,750 |
$256,248 |
$309,744 |
$384,936 |
MADISON |
NY |
$213,750 |
$256,248 |
$309,744 |
$384,936 |
ONONDAGA |
NY |
$213,750 |
$256,248 |
$309,744 |
$384,936 |
ERIE |
NY |
$209,057 |
$256,248 |
$309,744 |
$384,936 |
NIAGARA |
NY |
$209,057 |
$256,248 |
$309,744 |
$384,936 |
FULTON |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
NASSAU |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
SUFFOLK |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
BRONX |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
KINGS |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
PUTNAM |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
QUEENS |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
NEW YORK |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
RICHMOND |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
ROCKLAND |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
WESTCHESTER |
NY |
$362,790 |
$464,449 |
$561,411 |
$697,696 |
CHEMUNG |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
GENESEE |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CLINTON |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
STEUBEN |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CHAUTAUQUA |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ULSTER |
NY |
$308,750 |
$347,750 |
$422,500 |
$487,500 |
ALBANY |
NY |
$237,405 |
$267,393 |
$324,870 |
$384,936 |
SARATOGA |
NY |
$237,405 |
$267,393 |
$324,870 |
$384,936 |
SCHOHARIE |
NY |
$237,405 |
$267,393 |
$324,870 |
$384,936 |
RENSSELAER |
NY |
$237,405 |
$267,393 |
$324,870 |
$384,936 |
SCHENECTADY |
NY |
$237,405 |
$267,393 |
$324,870 |
$384,936 |
COLUMBIA |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CATTARAUGUS |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CAYUGA |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
SENECA |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ESSEX |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
LEWIS |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
YATES |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
GREENE |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
WYOMING |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ALLEGANY |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CHENANGO |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
DELAWARE |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
HAMILTON |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
SCHUYLER |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
SULLIVAN |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
FRANKLIN |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
TOMPKINS |
NY |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ORANGE |
NY |
$337,250 |
$379,850 |
$461,500 |
$532,500 |
DUTCHESS |
NY |
$337,250 |
$379,850 |
$461,500 |
$532,500 |
WAYNE |
NY |
$204,250 |
$256,248 |
$309,744 |
$384,936 |
MONROE |
NY |
$204,250 |
$256,248 |
$309,744 |
$384,936 |
ONTARIO |
NY |
$204,250 |
$256,248 |
$309,744 |
$384,936 |
ORLEANS |
NY |
$204,250 |
$256,248 |
$309,744 |
$384,936 |
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Equal Housing Lender. © 2008-2011 and Beyond, FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618 | 2012 FHA Loan Limits | FHA Mortgages | FHA Loan Amounts | FHA Loan Lenders
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