Homeowners who have FHA loans should consider the streamline refinance opportunities that could lower the rate, reduce your payment at no cost to you out of pocket! Cash out refinancing is not available with the FHA streamline program, but for rate and term refinancing, no other loan programs could possibly offer more advantages.

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FHA Streamline Refinance

If you presently have an FHA mortgage on your primary residence, there is a good chance you may qualify for a reduced cost refinance loan that lowers your interest rate and reduces your monthly mortgage payment without increasing the principal amount owed on your first mortgage.

FHA streamline loans are highly regarded for FHA customers who have an interest rate over 7% or have an adjustable rate FHA mortgage that has a teaser rate about to expire. FHA customers find themselves in the unique position of being to refinance their mortgage without the documentation requirement that conforming loan customers must go through to qualify for a mortgage refinance loan. FHA loans offer first time homebuyers and bad credit borrowers an affordable low rate home mortgage.

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FHA Customers May Qualify for a Streamline Refinance with No Cost and Lower Rates!
FHA mortgage lenders in every state continue to endorse FHA streamline loans for existing FHA clients seeking a better interest rate or more affordable loan terms. Today's fixed rate streamline loans are offered at record low interest rates, so get approved while the payments and rates are at rock bottom. Even if you fear the value of your home has declined, many FHA streamline mortgages do not require a new appraisal!

 
             
       
 

FHA streamline refinancing is easy to qualify for if you already have a FHA mortgage that you have been paying on time with for the last year. FHA mortgage lenders will also want to make sure that your employment is still intact, but less documentation is required!

FHA Streamline Refinance Loans
FHA Refinancing & Debt Consolidation

  

With the federal and state governments pushing for mortgage rate reductions in 2008 and 2009, FHA interest rates have dropped again. Many FHA mortgage lenders report lower mortgage rates for streamline refinance loans that are helping existing FHA customers save money every month.

Rate & Term Refinance with FHA Mortgage
Chapter 13 Bankruptcy Refinance Loans
FHA Mortgage after 7 or 11 Bankruptcy Discharge

  

Because of plummeting home values and high adjustable rates, many consumers are inquiring about the FHA Secure options that are offered to homeowners who were never late prior to their mortgage adjusting.

  
 
 

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

1-800-606-5143 | FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618