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FHA rates reached all-time 30-year rate lows according to Freddie Mac who records mortgage rate averages weekly. Fixed FHA rates today provide borrowers the security with 15 and 30-year rates. For example, 15-year FHA rates have dropped below 4% and the 30-year FHA rates range from 3.125% to 3.5%. American homeowners and those considering becoming a first time homebuyer should jump at the opportunity to lock into a government insured loan this low. Rates for refinancing have been extremely affordable and in most cases this government finance program can easily be integrated into the new and improved automated lending process available with streamline loans. Our company will help you get introduced to lenders that pride themselves in offering the best FHA rates online.
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FHA limits vary by state and county. It's important to get FHA interest rates that are applicable to your state and county.
Check these popular listings for new mortgage limits queried specifically by state. We will connect you with a local loan officer to help you get approved for the best 30-year FHA rates in your region.
FHA Mortgage Rates Reach Record Lows!
FHA loans rates have never been more affordable for first time home buyers. FHA refinance rates may be more difficult to qualify for than in recent years, but with fixed rates below 4% it is well worth while. If you have a FHA mortgage loan now and want to lock into a FHA rate guaranteed below 4% for the next fifteen to thirty year, act now and streamline with a low rate FHA refinance loan. According to Nationwide, mortgage rate refinance applications continue to surge, so lock into a great FHA rate now before it's too late and market conditions worsen. The Current FHA rates indicate that this is the most favorable time to buy or refinance in the last 60 years.
FHA interest rates are insured by the government, so when you lock the FHA rate, you know the lender will back it. HUD recently announced new FHA limits, so check with your loan officer regarding program eligibility and maximum loan restrictions. It's no secret that the Fed has pumped so much money into the Federal Reserve to increase liquidity that FHA interest rates today have fallen to record levels.
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Lock into Fixed FHA Loan Rates starting at 3.5%