FHA Rates
Get Current FHA Interest Rates for Refinance or Purchase

FHA mortgage rates have reached all-time lows according to Freddie Mac who records interest rate averages weekly. Fixed FHA rates today provide borrowers the security with 15 and 30-year rates. For example, 15-year FHA rates have dropped below 4% and the 30-year FHA rates range from 4.25% to 4.75%. American homeowners and those considering becoming a first time homebuyer should jump at the opportunity to lock in with an FHA mortgage rate this low. FHA refinance rates are extremely affordable and in most cases this government finance program can easily be integrated into the new and improved automated lending process available with FHA streamline loans.

FHA Mortgage Rates Reach Record Lows!

FHA loans rates have never been more affordable for first time home buyers. FHA refinance rates may be more difficult to qualify for than in recent years, but with fixed rates below 5% it is well worth while. If you have a FHA mortgage loan now and want to lock into a FHA rate guaranteed below 5% for the next fifteen to thirty year, act now and streamline with a low rate FHA refinance loan. According to Nationwide, mortgage rate refinancing applications continue to surge, so lock into a great FHA rate now before it’s too late and market conditions worsen.

FHA interest rates are insured by the government, so when you lock the FHA rate, you know the lender will back it.  HUD recently announced new 2011 FHA loan limits, so check with your loan officer regarding program eligibility and maximum loan restrictions. It’s no secret that the Fed has pumped so much money into the Federal Reserve to increase liquidity that FHA interest rates have fallen to record levels.

Lock into Fixed FHA Loan Rates starting at 4.125%

In order to avoid getting caught with rising FHA rates, you need to get an approval now. This will allow you to lock in the lowest FHA rates. For those who want to stay in their home or want a predictable payment, we recommend the FHA mortgage with a fixed 30-year rate. It will give you a set payment and a set rate for the life of the loan.

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