Texas FHA Mortgage Loan Limits

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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.

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Texas FHA Mortgage Loan Limits for Home Lending by County

Texas FHA mortgage rates remain competitive with low interest rates for refinancing single family homes. Texas FHA loan limits should be increased to $300,000 plus for 1-family homes in a purchase or refinance loan. Texas borrowers would like to be able to refinance their adjustable rate 80-20 loans they took out when their homes were bought. Most of the 80-20 home loans financed in the last three years in Texas carried variable rates so it is important that homeowners have the ability to refinance these loans into a fixed rate loan prior to their ARM's experiencing an increase in payments monthly.

Texas County Name	State	One-Family	Two-Family	Three-Family	Four-Family
MATAGORDA	TX	$200,160	$256,248	$309,744	$384,936
WEBB	TX	$200,160	$256,248	$309,744	$384,936
RUSK	TX	$200,160	$256,248	$309,744	$384,936
GREGG	TX	$200,160	$256,248	$309,744	$384,936
UPSHUR	TX	$200,160	$256,248	$309,744	$384,936
SMITH	TX	$200,160	$256,248	$309,744	$384,936
HOCKLEY	TX	$200,160	$256,248	$309,744	$384,936
WILLACY	TX	$200,160	$256,248	$309,744	$384,936
MCLENNAN	TX	$200,160	$256,248	$309,744	$384,936
CLAY	TX	$200,160	$256,248	$309,744	$384,936
ARCHER	TX	$200,160	$256,248	$309,744	$384,936
WICHITA	TX	$200,160	$256,248	$309,744	$384,936
ANGELINA	TX	$200,160	$256,248	$309,744	$384,936
UVALDE	TX	$200,160	$256,248	$309,744	$384,936
WALKER	TX	$200,160	$256,248	$309,744	$384,936
GRAYSON	TX	$200,160	$256,248	$309,744	$384,936
NACOGDOCHES	TX	$200,160	$256,248	$309,744	$384,936
GRAY	TX	$200,160	$256,248	$309,744	$384,936
ROBERTS	TX	$200,160	$256,248	$309,744	$384,936
AUSTIN	TX	$200,160	$256,248	$309,744	$384,936
HARRIS	TX	$200,160	$256,248	$309,744	$384,936
WALLER	TX	$200,160	$256,248	$309,744	$384,936
LIBERTY	TX	$200,160	$256,248	$309,744	$384,936
BRAZORIA	TX	$200,160	$256,248	$309,744	$384,936
CHAMBERS	TX	$200,160	$256,248	$309,744	$384,936
FORT BEND	TX	$200,160	$256,248	$309,744	$384,936
GALVESTON	TX	$200,160	$256,248	$309,744	$384,936
MONTGOMERY	TX	$200,160	$256,248	$309,744	$384,936
SAN JACINTO	TX	$200,160	$256,248	$309,744	$384,936
WILBARGER	TX	$200,160	$256,248	$309,744	$384,936
DAWSON	TX	$200,160	$256,248	$309,744	$384,936
HOPKINS	TX	$200,160	$256,248	$309,744	$384,936
COOKE	TX	$200,160	$256,248	$309,744	$384,936
HIDALGO	TX	$200,160	$256,248	$309,744	$384,936
CAMERON	TX	$200,160	$256,248	$309,744	$384,936
MOORE	TX	$200,160	$256,248	$309,744	$384,936
HARDIN	TX	$200,160	$256,248	$309,744	$384,936
ORANGE	TX	$200,160	$256,248	$309,744	$384,936
JEFFERSON	TX	$200,160	$256,248	$309,744	$384,936
HUTCHINSON	TX	$200,160	$256,248	$309,744	$384,936
KERR	TX	$200,160	$256,248	$309,744	$384,936
CARSON	TX	$200,160	$256,248	$309,744	$384,936
POTTER	TX	$200,160	$256,248	$309,744	$384,936
RANDALL	TX	$200,160	$256,248	$309,744	$384,936
ARMSTRONG	TX	$200,160	$256,248	$309,744	$384,936
EL PASO	TX	$200,160	$256,248	$309,744	$384,936
MAVERICK	TX	$200,160	$256,248	$309,744	$384,936
JIM WELLS	TX	$200,160	$256,248	$309,744	$384,936
KENEDY	TX	$200,160	$256,248	$309,744	$384,936
KLEBERG	TX	$200,160	$256,248	$309,744	$384,936

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618