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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.

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Texas FHA Mortgage Loan Limits for Home Lending by County

Texas FHA mortgage rates remain competitive with low interest rates for refinancing single family homes. Texas FHA loan limits should be increased to $300,000 plus for 1-family homes in a purchase or refinance loan. Texas borrowers would like to be able to refinance their adjustable rate 80-20 loans they took out when their homes were bought. Most of the 80-20 home loans financed in the last three years in Texas carried variable rates so it is important that homeowners have the ability to refinance these loans into a fixed rate loan prior to their ARM's experiencing an increase in payments monthly. As interest rates in the state remain lower than ever, many consumers are taking another look at the Texas mortgage loans insured by the Federal Government. Now you can get help from Texas mortgage lenders that have experience with FHA loan origination for home buying and refinancing.

Texas County Name

State

One-Family

Two-Family

Three-Family

Four-Family

MATAGORDA

TX

$200,160

$256,248

$309,744

$384,936

WEBB

TX

$200,160

$256,248

$309,744

$384,936

RUSK

TX

$200,160

$256,248

$309,744

$384,936

GREGG

TX

$200,160

$256,248

$309,744

$384,936

UPSHUR

TX

$200,160

$256,248

$309,744

$384,936

SMITH

TX

$200,160

$256,248

$309,744

$384,936

HOCKLEY

TX

$200,160

$256,248

$309,744

$384,936

WILLACY

TX

$200,160

$256,248

$309,744

$384,936

MCLENNAN

TX

$200,160

$256,248

$309,744

$384,936

CLAY

TX

$200,160

$256,248

$309,744

$384,936

ARCHER

TX

$200,160

$256,248

$309,744

$384,936

WICHITA

TX

$200,160

$256,248

$309,744

$384,936

ANGELINA

TX

$200,160

$256,248

$309,744

$384,936

UVALDE

TX

$200,160

$256,248

$309,744

$384,936

WALKER

TX

$200,160

$256,248

$309,744

$384,936

GRAYSON

TX

$200,160

$256,248

$309,744

$384,936

NACOGDOCHES

TX

$200,160

$256,248

$309,744

$384,936

GRAY

TX

$200,160

$256,248

$309,744

$384,936

ROBERTS

TX

$200,160

$256,248

$309,744

$384,936

AUSTIN

TX

$200,160

$256,248

$309,744

$384,936

HARRIS

TX

$200,160

$256,248

$309,744

$384,936

WALLER

TX

$200,160

$256,248

$309,744

$384,936

LIBERTY

TX

$200,160

$256,248

$309,744

$384,936

BRAZORIA

TX

$200,160

$256,248

$309,744

$384,936

CHAMBERS

TX

$200,160

$256,248

$309,744

$384,936

FORT BEND

TX

$200,160

$256,248

$309,744

$384,936

GALVESTON

TX

$200,160

$256,248

$309,744

$384,936

MONTGOMERY

TX

$200,160

$256,248

$309,744

$384,936

SAN JACINTO

TX

$200,160

$256,248

$309,744

$384,936

WILBARGER

TX

$200,160

$256,248

$309,744

$384,936

DAWSON

TX

$200,160

$256,248

$309,744

$384,936

HOPKINS

TX

$200,160

$256,248

$309,744

$384,936

COOKE

TX

$200,160

$256,248

$309,744

$384,936

HIDALGO

TX

$200,160

$256,248

$309,744

$384,936

CAMERON

TX

$200,160

$256,248

$309,744

$384,936

MOORE

TX

$200,160

$256,248

$309,744

$384,936

HARDIN

TX

$200,160

$256,248

$309,744

$384,936

ORANGE

TX

$200,160

$256,248

$309,744

$384,936

JEFFERSON

TX

$200,160

$256,248

$309,744

$384,936

HUTCHINSON

TX

$200,160

$256,248

$309,744

$384,936

KERR

TX

$200,160

$256,248

$309,744

$384,936

CARSON

TX

$200,160

$256,248

$309,744

$384,936

POTTER

TX

$200,160

$256,248

$309,744

$384,936

RANDALL

TX

$200,160

$256,248

$309,744

$384,936

ARMSTRONG

TX

$200,160

$256,248

$309,744

$384,936

EL PASO

TX

$200,160

$256,248

$309,744

$384,936

MAVERICK

TX

$200,160

$256,248

$309,744

$384,936

JIM WELLS

TX

$200,160

$256,248

$309,744

$384,936

KENEDY

TX

$200,160

$256,248

$309,744

$384,936

KLEBERG

TX

$200,160

$256,248

$309,744

$384,936

 
 

Equal Housing Lender. © 2008-2011 and Beyond, FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

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