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North Carolina FHA Mortgage Loan Limits for Home Lending by County
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In 2008, the increased FHA loan limits for North Carolina will range from $271,050 to $460,000 for 1-family primary residence homes in the state for purchase or mortgage refinance. North Carolina mortgage rates remain competitive with low interest rates for home refinancing and equity lines of credit. Many Carolina borrowers will be able consolidate their 1st and 2nd mortgages together with the increased FHA loan limits. Other homeowners will simply utilize the larger loan amounts to consolidate credit card debt with their ARM.
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North Carolina County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
BURKE |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CATAWBA |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CALDWELL |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALEXANDER |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
PENDER |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
BRUNSWICK |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NEW HANOVER |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RICHMOND |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DURHAM |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ORANGE |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
PERSON |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
CHATHAM |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LINCOLN |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
CAMDEN |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
PASQUOTANK |
NC |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
PERQUIMANS |
NC |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
JONES |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CRAVEN |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
PAMLICO |
NC |
$331,250 |
$424,050 |
$512,600 |
$637,000 |
DAVIE |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
STOKES |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
YADKIN |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FORSYTH |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SURRY |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
WATAUGA |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RUTHERFORD |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
WILKES |
NC |
$428,750 |
$548,850 |
$663,450 |
$824,500 |
ROBESON |
NC |
$460,000 |
$588,850 |
$711,800 |
$884,600 |
HALIFAX |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NORTHAMPTON |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
DAVIDSON |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
WAYNE |
NC |
$331,250 |
$424,050 |
$512,600 |
$637,000 |
GUILFORD |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
RANDOLPH |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ROCKINGHAM |
NC |
$295,000 |
$377,650 |
$456,500 |
$567,300 |
MOORE |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
WILSON |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
LEE |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
IREDELL |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ANSON |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
UNION |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
GASTON |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CABARRUS |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
MECKLENBURG |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
ROWAN |
NC |
$303,750 |
$388,850 |
$470,000 |
$584,150 |
STANLY |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NASH |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
EDGECOMBE |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CLEVELAND |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
ALAMANCE |
NC |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
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Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
1-800-606-5143 | FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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