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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.
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New Jersey Mortgage Loans with FHA Limits on
New Jersey Lending by County
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| New Jersey mortgage rates remain favorable for local residents and that continues to drive FHA loan applications across the state. Jersey homeowners like the flexible FHA guidelines.
In New Jersey, FHA loan limits range from $420,000 to $625,500 for single family homes in the state for purchase or mortgage refinance options. New Jersey mortgage rates remain competitive with low interest rates for purchasing and home refinancing.
High cost areas like, Ocean City, Monmouth and Morris County could see a loan limit increase that raises the level to $600,000. New Jersey mortgage rates are available at 4.375% on 15-year terms and 4.625% on 30-year terms. |
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New Jersey County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
OCEAN |
NJ |
$453,750 |
$580,850 |
$702,150 |
$872,600 |
MONMOUTH |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
SOMERSET |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
MIDDLESEX |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
BERGEN |
NJ |
$487,500 |
$624,100 |
$754,350 |
$937,500 |
HUDSON |
NJ |
$405,000 |
$518,450 |
$626,700 |
$778,850 |
PASSAIC |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
ESSEX |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
UNION |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
MORRIS |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
SUSSEX |
NJ |
$440,000 |
$563,250 |
$680,850 |
$846,150 |
HUNTERDON |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
CAPE MAY |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
ATLANTIC |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
CAMDEN |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
BURLINGTON |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
GLOUCESTER |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
SALEM |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
MERCER |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
CUMBERLAND |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
WARREN |
NJ |
$402,500 |
$515,250 |
$622,850 |
$774,050 |
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Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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