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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.
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Michigan FHA Mortgage Loan Limits for Home Lending by County
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Michigan FHA loan limits start at $200,160 for one family homes in the state for purchase or mortgage refinance. Michigan mortgage rates remain competitive with low interest rates for purchasing and refinancing residential real estate. FHA streamline refinance loans enable current FHA borrowers to refinance their existing mortgage at any time without early pre-payment penalties if the interest rates drop after their loan closes.
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Michigan County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
WEXFORD |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
MISSAUKEE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CASS |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
KENT |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BARRY |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
IONIA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
NEWAYGO |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
SAGINAW |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
DELTA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
LENAWEE |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
CHIPPEWA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BRANCH |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ISABELLA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BERRIEN |
MI |
$227,050 |
$256,248 |
$310,700 |
$384,936 |
BENZIE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
KALKASKA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
LEELANAU |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
GRAND TRAVERSE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
MECOSTA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
MARQUETTE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
WAYNE |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
LAPEER |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
MACOMB |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
OAKLAND |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
ST. CLAIR |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
LIVINGSTON |
MI |
$226,100 |
$256,248 |
$309,744 |
$384,936 |
KALAMAZOO |
MI |
$217,075 |
$256,248 |
$309,744 |
$384,936 |
VAN BUREN |
MI |
$217,075 |
$256,248 |
$309,744 |
$384,936 |
ALLEGAN |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
DICKINSON |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
GENESEE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
SHIAWASSEE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
IRON |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
LAKE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
LUCE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ALGER |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CLARE |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
EMMET |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
HURON |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
IOSCO |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
MASON |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ALCONA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ANTRIM |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
ARENAC |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BARAGA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
OCEANA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
OGEMAW |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
OSCODA |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
OTSEGO |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
GLADWIN |
MI |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
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Equal Housing Lender. © 2008-2011 and Beyond, FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618 | 2012 FHA Loan Limits | FHA Mortgages | FHA Loan Amounts | FHA Loan Lenders
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