Illinois FHA Mortgage Loan Limits

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Illinois FHA Mortgage Loan Limits for Home Lending by County

FHA loan limits in Illinois are set to be increase to $417,000 for single family homes located in high cost counties in 2008. As of late 2007, Illinois FHA loan limits start at $200,160 and went up to $275,200 for 1-family properties in the state for purchase or mortgage refinance. Illinois interest rates remain competitive with low fixed rates for mortgage refinancing and home equity credit lines. Stated income loans have become out of favor across the state, so the trend or lenders is to require proof of liquid assets with limited and no income documentation home loans.

Illinois County Name	State	One-Family	Two-Family	Three-Family	Four-Family
STEPHENSON	IL	$200,160	$256,248	$309,744	$384,936
STARK	IL	$200,160	$256,248	$309,744	$384,936
PEORIA	IL	$200,160	$256,248	$309,744	$384,936
MARSHALL	IL	$200,160	$256,248	$309,744	$384,936
TAZEWELL	IL	$200,160	$256,248	$309,744	$384,936
WOODFORD	IL	$200,160	$256,248	$309,744	$384,936
COLES	IL	$200,160	$256,248	$309,744	$384,936
CUMBERLAND	IL	$200,160	$256,248	$309,744	$384,936
MASSAC	IL	$200,160	$256,248	$309,744	$384,936
FULTON	IL	$200,160	$256,248	$309,744	$384,936
SALINE	IL	$200,160	$256,248	$309,744	$384,936
WHITESIDE	IL	$200,160	$256,248	$309,744	$384,936
MACON	IL	$200,160	$256,248	$309,744	$384,936
LIVINGSTON	IL	$200,160	$256,248	$309,744	$384,936
WILLIAMSON	IL	$200,160	$256,248	$309,744	$384,936
MENARD	IL	$200,160	$256,248	$309,744	$384,936
SANGAMON	IL	$200,160	$256,248	$309,744	$384,936
CHRISTIAN	IL	$200,160	$256,248	$309,744	$384,936
MARION	IL	$200,160	$256,248	$309,744	$384,936
ADAMS	IL	$200,160	$256,248	$309,744	$384,936
COOK	IL	$275,200	$309,962	$376,589	$434,526
KANE	IL	$275,200	$309,962	$376,589	$434,526
WILL	IL	$275,200	$309,962	$376,589	$434,526
DEKALB	IL	$275,200	$309,962	$376,589	$434,526
DUPAGE	IL	$275,200	$309,962	$376,589	$434,526
GRUNDY	IL	$275,200	$309,962	$376,589	$434,526
KENDALL	IL	$275,200	$309,962	$376,589	$434,526
MCHENRY	IL	$275,200	$309,962	$376,589	$434,526
LAKE	IL	$275,200	$309,962	$376,589	$434,526
EFFINGHAM	IL	$200,160	$256,248	$309,744	$384,936
HENDERSON	IL	$200,160	$256,248	$309,744	$384,936
KNOX	IL	$200,160	$256,248	$309,744	$384,936
WARREN	IL	$200,160	$256,248	$309,744	$384,936
OGLE	IL	$200,160	$256,248	$309,744	$384,936
HENRY	IL	$200,160	$256,248	$309,744	$384,936
MERCER	IL	$200,160	$256,248	$309,744	$384,936
ROCK ISLAND	IL	$200,160	$256,248	$309,744	$384,936
ALEXANDER	IL	$200,160	$256,248	$309,744	$384,936
MCDONOUGH	IL	$200,160	$256,248	$309,744	$384,936
CASS	IL	$200,160	$256,248	$309,744	$384,936
CLAY	IL	$200,160	$256,248	$309,744	$384,936
PIKE	IL	$200,160	$256,248	$309,744	$384,936
POPE	IL	$200,160	$256,248	$309,744	$384,936
BROWN	IL	$200,160	$256,248	$309,744	$384,936
CLARK	IL	$200,160	$256,248	$309,744	$384,936
EDGAR	IL	$200,160	$256,248	$309,744	$384,936
MASON	IL	$200,160	$256,248	$309,744	$384,936
PERRY	IL	$200,160	$256,248	$309,744	$384,936
UNION	IL	$200,160	$256,248	$309,744	$384,936
WAYNE	IL	$200,160	$256,248	$309,744	$384,936

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

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