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FHA Loan Qualification

FHA home loans are easy to qualify for because bad credit is allowed and you virtually no equity is required to refinance.

FHA Down Payment Assistance

FHA Loan Qualifications

FHA home loan refinancing helps borrowers understand the FHA loan qualifications and requirements.

  • First-time homebuyer
  • Don't have a lot of money saved to put down on a home
  • Want to keep monthly mortgage payments as low as possible
  • Don't want monthly mortgage payments rising
  • Have less than perfect credit
 

Get More info from FHA Loan Experts for New Home Buying or Mortgage Loan Refinancing

No Cost and No Obligation to Apply.
3 out 4 applications are approved.

Preferred Loan Type:
Mortgage Balance
Property Value
Credit Rating
Property State
Full Name
Email Address
Phone

Lower cost: FHA loans have competitive interest rates because the Federal government insures the loans for lenders. Always compare an FHA loan with other loan types.


FHA loans offer first time homebuyers and bad credit borrowers another opportunity with easy loan approvals

Less money down: FHA loans have a low 3% down payment and the money can come from a family member, employer or charitable organization as a gift. Other loan programs don't allow this.

Easy qualification: Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.

Bad credit OK: You don't have to have good credit scores credit to qualify for a FHA mortgage loan. In most cases, it is easier for you to qualify for an FHA home loan than a conventional or non conforming mortgage loan.
Find Affordable Lower Mortgage Payments
           
       
    The interest rates for FHA refinance and home purchase loans remain competitive and comparable to conventional Fannie Mae mortgage rates.   Borrowers are given fixed rate grace with exceptions for qualifying made for borrowers who were not late prior to their mortgage adjusting.  
 
 

Equal Housing Lender. © 2008 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.

FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618