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Florida Loan Resources
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Florida FHA Loan Limits 2010
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Get updated 2010 FHA Florida Loan limits and applicable guidelines. Find your county and understand more about how much FHA will lend you in Florida. Borrowing with government loans like FHA can seem complicated if you don’t have all of the facts. Florida FHA limits are higher than most states, so consider FHA for refinancing or new home buying. Florida interest rates fell below 5% this year, so lenders are reporting a bottle-neck with many systems. Make sure you choose a Florida lender that understands FHA and your financing needs.
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| MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
| GAINESVILLE, FL (MSA) |
ALACHUA |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| JACKSONVILLE, FL (MSA) |
BAKER |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
| PANAMA CITY-LYNN HAVEN, FL (MSA) |
BAY |
FL |
$396,250 |
$507,250 |
$613,150 |
$762,000 |
| NON-METRO |
BRADFORD |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (MSA) |
BREVARD |
FL |
$291,250 |
$372,850 |
$450,700 |
$560,100 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL |
BROWARD |
FL |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
| NON-METRO |
CALHOUN |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PUNTA GORDA, FL (MSA) |
CHARLOTTE |
FL |
$296,250 |
$379,250 |
$458,400 |
$569,700 |
| HOMOSASSA SPRINGS, FL (MICRO) |
CITRUS |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| JACKSONVILLE, FL (MSA) |
CLAY |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
| NAPLES-MARCO ISLAND, FL (MSA) |
COLLIER |
FL |
$531,250 |
$680,100 |
$822,050 |
$1,021,650 |
| LAKE CITY, FL (MICRO) |
COLUMBIA |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ARCADIA, FL (MICRO) |
DE SOTO |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
DIXIE |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| JACKSONVILLE, FL (MSA) |
DUVAL |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
| PENSACOLA-FERRY PASS-BRENT, FL (MSA) |
ESCAMBIA |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PALM COAST, FL (MICRO) |
FLAGLER |
FL |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
| NON-METRO |
FRANKLIN |
FL |
$305,000 |
$390,450 |
$471,950 |
$586,550 |
| TALLAHASSEE, FL (MSA) |
GADSDEN |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| GAINESVILLE, FL (MSA) |
GILCHRIST |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
GLADES |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
GULF |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
HAMILTON |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| WAUCHULA, FL (MICRO) |
HARDEE |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| CLEWISTON, FL (MICRO) |
HENDRY |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) |
HERNANDO |
FL |
$292,500 |
$374,450 |
$452,600 |
$562,500 |
| SEBRING, FL (MICRO) |
HIGHLANDS |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) |
HILLSBOROUGH |
FL |
$292,500 |
$374,450 |
$452,600 |
$562,500 |
| NON-METRO |
HOLMES |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| SEBASTIAN-VERO BEACH, FL (MSA) |
INDIAN RIVER |
FL |
$283,750 |
$363,250 |
$439,050 |
$545,650 |
| NON-METRO |
JACKSON |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| TALLAHASSEE, FL (MSA) |
JEFFERSON |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
LAFAYETTE |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ORLANDO-KISSIMMEE, FL (MSA) |
LAKE |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
| CAPE CORAL-FORT MYERS, FL (MSA) |
LEE |
FL |
$356,250 |
$456,050 |
$551,250 |
$685,100 |
| TALLAHASSEE, FL (MSA) |
LEON |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
LEVY |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
LIBERTY |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| NON-METRO |
MADISON |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| BRADENTON-SARASOTA-VENICE, FL (MSA) |
MANATEE |
FL |
$442,500 |
$566,450 |
$684,750 |
$850,950 |
| OCALA, FL (MSA) |
MARION |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| PORT ST. LUCIE-FORT PIERCE, FL (MSA) |
MARTIN |
FL |
$375,000 |
$480,050 |
$580,300 |
$721,150 |
| MIAMI-MIAMI BEACH-KENDALL, FL METROPOLITAN DIVISIO |
MIAMI-DADE |
FL |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
| KEY WEST-MARATHON, FL (MICRO) |
MONROE |
FL |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
| JACKSONVILLE, FL (MSA) |
NASSAU |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL (MSA) |
OKALOOSA |
FL |
$312,500 |
$400,050 |
$483,550 |
$600,950 |
| OKEECHOBEE, FL (MICRO) |
OKEECHOBEE |
FL |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
| ORLANDO-KISSIMMEE, FL (MSA) |
ORANGE |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
| ORLANDO-KISSIMMEE, FL (MSA) |
OSCEOLA |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL METRO |
PALM BEACH |
FL |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
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Equal Housing Lender. © 2008 - 2011 and Beyond, FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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