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2010 California FHA Loan Limits
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HUD left the California FHA loan limits unchanged in 2010 for government purchase and refinance mortgage programs. Having access to $600,000 FHA loans helps many borrowers in the high cost regions of California
California mortgage loans have been difficult for many borrowers in the state, because so many residents are used to stated income loans. Many borrowers will need to get California jumbo loans as well, because the loan amounts will exceed the 2010 FHA loan limits for California.
New home buyers will need to put down 3.5% to 5% depending upon their credit.
California mortgage rates remain favorable for refinancing and purchase loans. FHA mortgage rates are available at 4.875% on a thirty-year term with a fixed interest rate. Ask your loan officer about specific 2010 FHA loan limits for your county.
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County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
KERN |
CA |
$368,750 |
$472,050 |
$570,600 |
$709,150 |
INYO |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
BUTTE |
CA |
$400,000 |
$512,050 |
$618,950 |
$769,250 |
LAKE |
CA |
$401,250 |
$513,650 |
$620,900 |
$771,650 |
DEL NORTE |
CA |
$311,250 |
$398,450 |
$481,650 |
$598,550 |
IMPERIAL |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
HUMBOLDT |
CA |
$393,750 |
$504,050 |
$609,300 |
$757,200 |
FRESNO |
CA |
$381,250 |
$488,050 |
$589,950 |
$733,150 |
KINGS |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
MADERA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
MERCED |
CA |
$472,500 |
$604,900 |
$731,150 |
$908,650 |
STANISLAUS |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
NAPA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
MONO |
CA |
$529,000 |
$677,200 |
$818,600 |
$1,017,300 |
GLENN |
CA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
MODOC |
CA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
COLUSA |
CA |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
PLUMAS |
CA |
$410,000 |
$524,850 |
$634,450 |
$788,450 |
ALPINE |
CA |
$547,500 |
$700,900 |
$847,200 |
$1,052,900 |
AMADOR |
CA |
$443,750 |
$568,050 |
$686,650 |
$853,350 |
SIERRA |
CA |
$304,750 |
$390,100 |
$471,550 |
$586,050 |
TRINITY |
CA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
MARIPOSA |
CA |
$412,500 |
$528,050 |
$638,300 |
$793,250 |
SISKIYOU |
CA |
$293,750 |
$376,050 |
$454,550 |
$564,900 |
CALAVERAS |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
VENTURA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
TUOLUMNE |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
TEHAMA |
CA |
$312,500 |
$400,050 |
$483,550 |
$600,950 |
SHASTA |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
RIVERSIDE |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
SAN BERNARDINO |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
YOLO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
PLACER |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
EL DORADO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
SACRAMENTO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
MONTEREY |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN DIEGO |
CA |
$697,500 |
$892,950 |
$1,079,350 |
$1,341,350 |
SAN BENITO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA CLARA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN LUIS OBISPO |
CA |
$687,500 |
$880,100 |
$1,063,850 |
$1,322,150 |
SANTA BARBARA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA CRUZ |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SONOMA |
CA |
$662,500 |
$848,100 |
$1,025,200 |
$1,274,050 |
SAN JOAQUIN |
CA |
$488,750 |
$625,700 |
$756,300 |
$939,900 |
LASSEN |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
NEVADA |
CA |
$562,500 |
$720,100 |
$870,450 |
$1,081,750 |
MENDOCINO |
CA |
$512,500 |
$656,100 |
$793,050 |
$985,600 |
SOLANO |
CA |
$557,500 |
$713,700 |
$862,700 |
$1,072,150 |
TULARE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
YUBA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
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Equal Housing Lender. © 2010 FHA Home Loan Refinancing, FSB, Government FHA Mortgage Division. Trade/service marks are the property of FHA Home Refinance Corporation, or their respective loan subsidiaries. Some mortgage products may not be available in all states. This is not a commitment to lend. Certain restrictions may apply.
FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
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