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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; home refinancing</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>FHA Hope for Homeowners</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-hope-for-homeowners/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-hope-for-homeowners/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 19:21:05 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Loan Videos]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA refinance loan]]></category>
		<category><![CDATA[foreclosure crisis]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Hope for Homeowners]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=92</guid>
		<description><![CDATA[Hope for Homeowners is the widely discussed FHA refinance loan that requires lenders to reduce the principle mortgage balances down to 90% of today’s appraised value. www.youtube.com/watch?v=9kaIKDhhFKU Fox Business New&#8217;s Rich Edson reports on Rep. Barney Frank&#8217;s work to overhaul the Hope for Homeowners program.  So far, this FHA loan program has been unsuccessful.  FHA [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FHA Mortgage Rates Creep Up to 5%</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-rates-creep-up-to-5/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-rates-creep-up-to-5/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 23:11:07 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage Rate Update]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Jason Cardiff]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[second mortgage]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=91</guid>
		<description><![CDATA[FHA mortgage rates remain very attractive for borrowers who do not have much home equity left.  Qualifying for a home loan that is fixed for 30 years is still a great day for home financing.  FHA home loans enable borrowers with less than perfect credit qualify for home refinancing. Gone are the days of the [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Mortgage Loan Professionals Wait for Mortgage Rates to Drop Again</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/mortgage-loan-professionals-wait-for-mortgage-rates-to-drop-again/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/mortgage-loan-professionals-wait-for-mortgage-rates-to-drop-again/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 06:28:13 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage Rate Update]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[cash out refinance]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan guidelines]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=90</guid>
		<description><![CDATA[FHA home loans will be the only opportunity for non-prime refinancing, but even the FHA loan guidelines are tighter in 2009.  HUD requires 2 full URAR appraisals for FHA cash out refinance loans that exceeds 85% loan to value.  Borrowers can still use FHA loans for cash refinancing up to 95%, but two appraisals slows [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA and Obama</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-and-obama/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-and-obama/#comments</comments>
		<pubDate>Wed, 21 Jan 2009 22:46:15 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[FHA home loan]]></category>
		<category><![CDATA[FHA Loan Programs]]></category>
		<category><![CDATA[FHA mortgage]]></category>
		<category><![CDATA[FHA mortgage loan]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[FHA secure loans]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Hope for Homeowners]]></category>
		<category><![CDATA[new homebuyers]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=89</guid>
		<description><![CDATA[Obama has made clear that he understands how paramount the FHA mortgage loan system is for revitalizing the housing markets from a local and national level.  Low interest rates and comprehensive FHA loan programs are essential for America to rebuild its credibility with homeowners and new homebuyers.  Most mortgage insiders believe that Obama understands the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Refinance Loans Save Borrowers Thousands of Dollars As Interest Rates Hit Record Levels</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-refinance-loans-save-borrowers-thousands-of-dollars-as-interest-rates-hit-record-levels/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-refinance-loans-save-borrowers-thousands-of-dollars-as-interest-rates-hit-record-levels/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 16:08:29 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[95% cash out refinancing]]></category>
		<category><![CDATA[FHA home loan]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[FHA mortgage rate]]></category>
		<category><![CDATA[FHA refinance loans]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[refinance mortgages]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=87</guid>
		<description><![CDATA[  The average FHA mortgage rate for a thirty-year home loan dropped below 5% this week.  Mortgage Brokers Network executive, Steve Park said, “This is a rare opportunity to revive the mortgage industry because interest rates have dropped to record levels that have not been available for the last forty years.”  Homeowners across the country [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Mortgage Loan Guidelines</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-guidelines/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-guidelines/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 15:28:48 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[FHA mortgage]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[mortgage lender]]></category>
		<category><![CDATA[mortgage lending]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=50</guid>
		<description><![CDATA[Accepting these new criteria was hardly voluntary. The Fed warned the banks:  &#8220;Did You Know? Failure to comply with the Equal Credit Opportunity Act or Regulation B can subject a financial institution to civil liability for actual and punitive damages in individual or class actions. Liability for punitive damages can be as much as $10,000 [...]]]></description>
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		<slash:comments>2</slash:comments>
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