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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; FHA lenders</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>FHA Loans Improve Performance</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loans-improve-performance/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loans-improve-performance/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 17:48:43 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Government Mortgage Relief]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA Cash Out Refinance]]></category>
		<category><![CDATA[FHA foreclosures]]></category>
		<category><![CDATA[FHA home loan programs]]></category>
		<category><![CDATA[FHA lenders]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=187</guid>
		<description><![CDATA[The FHA loan defaults have been rising the last few years and the FHA reserves have dipped to dangerous levels.  The FHA refinance loans continue to play a major role in helping borrowers with adjustable rate mortgages convert to a fixed interest rate loan that provides a more affordable monthly payment.  A lot of work [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Home Loans Ensure Affordable Financing for First Time Home Buyers</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-home-loans-ensure-affordable-financing-for-first-time-home-buyers/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-home-loans-ensure-affordable-financing-for-first-time-home-buyers/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 13:25:02 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA Loan Programs]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=164</guid>
		<description><![CDATA[Most first time home buyers do not want to come up with a 20% down-payment. FHA continues to provide low down-payment home mortgages that only require a 3.5% down payment.  According to 2010 FHA guidelines, first time home buyers and experienced home buyers a like can finance a home up to 97.5% loan to value.  [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>2010 FHA Loan Limits</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2010-fha-loan-limits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2010-fha-loan-limits/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 15:55:07 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[2010 FHA Loan Limits]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[FHA rates]]></category>
		<category><![CDATA[FHA reverse mortgage]]></category>
		<category><![CDATA[refinance loans]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=110</guid>
		<description><![CDATA[In recent FHA news, the House just passed HR 3288, home loan legislation which would continue 2009 FHA loan limits through 2010 for owner ocuupied purchase and refinance loans. However, the bill did state that HUD will be reducing loan limits for FHA reverse mortgage loans that are available to senior homeowners who are at least 62 years of age.  [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>FHA Rumored to Tighten Cash Out Refinancing Guidelines</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-rumored-to-tighten-cash-out-refinancing-guidelines/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-rumored-to-tighten-cash-out-refinancing-guidelines/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 19:52:24 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[cash out]]></category>
		<category><![CDATA[FHA home refinancing]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA refinance loans]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=97</guid>
		<description><![CDATA[The Federal Housing Administration plans to make it tougher for borrowers to refinance a loan and take out cash as the agency tries to &#8220;limit its exposure to undue risk,&#8221; according to a letter that went out to FHA lenders this week. The decision comes at a time when defaults are rising in HUD’s flagship, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Hope for Homeowners</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-hope-for-homeowners/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-hope-for-homeowners/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 19:21:05 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Loan Videos]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA refinance loan]]></category>
		<category><![CDATA[foreclosure crisis]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[Hope for Homeowners]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=92</guid>
		<description><![CDATA[Hope for Homeowners is the widely discussed FHA refinance loan that requires lenders to reduce the principle mortgage balances down to 90% of today’s appraised value. www.youtube.com/watch?v=9kaIKDhhFKU Fox Business New&#8217;s Rich Edson reports on Rep. Barney Frank&#8217;s work to overhaul the Hope for Homeowners program.  So far, this FHA loan program has been unsuccessful.  FHA [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Loan Professionals Wait for Mortgage Rates to Drop Again</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/mortgage-loan-professionals-wait-for-mortgage-rates-to-drop-again/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/mortgage-loan-professionals-wait-for-mortgage-rates-to-drop-again/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 06:28:13 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage Rate Update]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[cash out refinance]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan guidelines]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=90</guid>
		<description><![CDATA[FHA home loans will be the only opportunity for non-prime refinancing, but even the FHA loan guidelines are tighter in 2009.  HUD requires 2 full URAR appraisals for FHA cash out refinance loans that exceeds 85% loan to value.  Borrowers can still use FHA loans for cash refinancing up to 95%, but two appraisals slows [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Lenders Aiding Homeowners with Loan Modifications</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-lenders-aiding-homeowners-with-loan-modifications/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-lenders-aiding-homeowners-with-loan-modifications/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 13:09:56 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA mortgage]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=65</guid>
		<description><![CDATA[U.S. Housing and Urban Development Secretary Steve Preston will address the Mortgage Bankers Association meeting in San Francisco today alongside Karl Rove, President Bush&#8217;s former deputy chief of staff and senior adviser, and George Mitchell, former Senate majority leader.  Preston took the reins at HUD in June after previous secretary Alphonso Jackson stepped down in April [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>House Passes Housing Bill with FHA Mortgages</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/house-passes-housing-bill-with-fha-mortgages/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/house-passes-housing-bill-with-fha-mortgages/#comments</comments>
		<pubDate>Fri, 09 May 2008 17:31:50 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA mortgage lender]]></category>
		<category><![CDATA[FHA refinance loans]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=22</guid>
		<description><![CDATA[The House on Thursday passed a contentious foreclosure-prevention package, which still faces a veto threat from the White House and an uncertain fate in the Senate.  In a 266-154 vote - with 39 Republicans voting in favor - lawmakers approved a proposal, to let the FHA insure up to $300 billion in new loans over [...]]]></description>
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		<slash:comments>1</slash:comments>
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