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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>3 Tips for Home Financing with a FHA Loan</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/3-tips-for-home-financing-with-a-fha-loan/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/3-tips-for-home-financing-with-a-fha-loan/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 07:17:28 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=583</guid>
		<description><![CDATA[What do you need to qualify for a FHA mortgage loan? The U.S. government continues to guarantee some of the most aggressive FHA home financing for people with a wide range of credit scores. Qualified borrowers need the following to meet the guidelines for a FHA mortgage: 1. It is important that you establish credit. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Loan Solutions Below 620 Credit Scores</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loan-below-620-credit-scores/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loan-below-620-credit-scores/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 22:08:06 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA Finance]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=579</guid>
		<description><![CDATA[Bloomberg reported that 33% of the U.S. consumers no whave credit scores below 620. Since we have been originating FHA home loans for over a decade, we like the idea of finding a financing alternative for good borrowers that have been setback because of low credit   scores. Bad Credit Options with FHA Home Loans *           [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Home Buyers Like FHA Financing</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/new-home-buyers-fha-financing/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/new-home-buyers-fha-financing/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 21:39:37 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FHA Finance]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=577</guid>
		<description><![CDATA[Nationwide published an interesting article that examines why FHA has been so poular with first time home buyers over the last eighty years. Since the housing market crashed in 2006, you could make the argument that FHA is the only game in town.  But as FHA picked up the slack for subprime lending that went [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Credit Score Requirements fоr 2012</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements-f%d0%ber-2012/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements-f%d0%ber-2012/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 16:05:24 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=574</guid>
		<description><![CDATA[The Department of Housing and Urban Development oversees FHA loan programs and each year they review the FHA credit requirements to ensure that they are in the best interest of the government loan portfolio.  Over the last few years FHA reserves have been depleted and that’s why HUD has tightened the FHA guidelines. Many people [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Minimum Credit Scores on FHA Mortgage Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/minimum-credit-scores-on-fha-mortgage-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/minimum-credit-scores-on-fha-mortgage-loans/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 14:51:20 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA guidelines]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=568</guid>
		<description><![CDATA[What is the Minimum Credit Score for FHA Mortgage Loan? Credit scores can determine whеthеr оr nоt hоmе buyers саn qualify fоr specific mortgage loan programs. TheFHA mortgage program hаs а muсh lower credit score requirement thаn conventional loan programs аvаіlаblе thrоugh Fannie Mae аnd Freddie Mac. Before getting yourself into a bad credit mortgage [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Congress Reconsidering Raising 2012 FHA loan limits?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/raising-2012-fha-loan-limits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/raising-2012-fha-loan-limits/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 22:35:45 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=562</guid>
		<description><![CDATA[It&#8217;s no secret that several U.S. Government officials are taking action to elevate 2012 FHA limits on home mortgages in an effort to help the struggling housing sector in high cost regions across the country. The Wall Street Journal published a good article discussing different ways the housing industry can be saved and one of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>2012 FHA Loan Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 16:27:35 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=559</guid>
		<description><![CDATA[Getting approved for a FHA loan in 2012 may be difficult for some borrowers as HUD has made it clear with FHA guidelines. It is unlikely that 2012 FHA loan requirements will loosen up much, because the Federal Housing Administration is focused on increasing FHA reserves and decreasing FHA loan defaults. Many FHA lenders are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>U.S. Senate Considers FHA Loan Reform</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/u-s-senate-considers-fha-loan-reform/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/u-s-senate-considers-fha-loan-reform/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 19:19:27 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=544</guid>
		<description><![CDATA[With the government loan limits set to expire in a few weeks many lenders are voicing their concerns in regards to a pool of borrowers in high cost regions that will not be allowed to us FHA loans for buying or refinancing because there mortgage balance exceeds to the new loan limit level. The Federal [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/u-s-senate-considers-fha-loan-reform/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I Qualify for a FHA Streamline Refinance?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/do-i-qualify-for-a-fha-streamline-refinance/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/do-i-qualify-for-a-fha-streamline-refinance/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:29:26 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA streamline]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=542</guid>
		<description><![CDATA[If you have been hesitating about refinancing to get a lower rate or better terms on your home because it sounds like it would cost too much or be too much of a hassle, you might want to check out the FHA streamline refinance program.  The FHA streamline refinance program is designed to make it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Credit Guidelines</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-credit-guidelines/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-credit-guidelines/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 22:24:35 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Credit]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=540</guid>
		<description><![CDATA[Officially, you can obtain an FHA mortgage with a FICO credit score as low as 500. Keep in mind, however, that&#8217;s the FHA minimum &#8211; the individual lenders who actually make the loans often request a score of at least 620-640. If you&#8217;re below that, you might consider working with a mortgage broker to find [...]]]></description>
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