Comments for FHA Rates, FHA Refinancing & FHA Home Loan News

Comment on Minimum Credit Scores on FHA Mortgage Loans by Ноw FHA Can Help You Finance а House wіth Bad Credit

Ноw FHA Can Help You Finance а House wіth Bad Credit — Wed, 11 Jan 2012 07:53:29 +0000

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Comment on 5 Steps to Get Pre-Approved for a FHA Home Loan by Melissa

Melissa — Sun, 01 Jan 2012 16:57:26 +0000

I want to honestly know if you can actually be approved for a loan with a 608 credit score and ZERO down. I am very nervous about applying but right now dont have the money for a down payment?

Comment on FHA Loans for Bad Credit by bad credit home loan

bad credit home loan — Tue, 06 Dec 2011 20:25:01 +0000

I’m need help getting approved to refinance our current mortgage. Our loan payments are so high because we got stuck with a bad credit loan that had a high adjustable interest rate. Lately, we have not been able to pay our other bills and now my credit is pretty bad. Is there anything that you can help me with?
Thanks- Tawnie Brown

Comment on 2011 FHA Loan Guidelines and Credit Requirements by Pat

Pat — Sat, 03 Dec 2011 17:06:35 +0000

Is it possible to obtain a loan while still in Chapt 13 bankruptcy? Payments have been ontime, CS is 668, annual income >85,000, debts less than 5% monthly income. File 5/2010

Comment on 2011 FHA Loan Guidelines and Credit Requirements by FHA Mortgage

FHA Mortgage — Tue, 22 Nov 2011 01:16:01 +0000

About a year ago my husband and I were in the process of buying our first home. We live in Texas and he is still attached to the mortgage from his first marriage. His kids and ex wife live there currently. She stopped making payments on the house for 3-4 months which made my husband’s credit score drop dramatically. We got his score back up to where it needed to be and went through manual underwriting only to find out that the requirements for obtaining a home loan had changed and there couldn’t be a late mortgage payment on your credit history within a certain time period. Can you tell me what that time period is? It has been 12 months and we call regularly to make sure the previous mortgage has been paid on time. It has been for the last 12 months. We need to know if this is enough time to meet all requirements and try again or if we need to wait longer. Any help would be greatly appreciated.

Comment on FHA Loan Requirements for 2011 by FHA loan program

FHA loan program — Tue, 15 Nov 2011 23:25:03 +0000

My question is how can I prove to a FHA lender that I have made payments on a previous home that I purchased on a land contract when I made payments with cash, I never bothered to get a check book since I pay almost all my bills online through my bank, the individual I made payments to would give me a receipt but the receipts aren’t good enough for flagstar bank they want cancelled checks, I also had a letter from that individual stating I made my payments on time and the amounts that I paid, I could get my bank statements but that only shows a cash withdrawal I’m beside myself I don’t know what else to do this is the only thing thats keeping me from closing on this new home. – Thanks T. Crorey

Comment on 2011 FHA Loan Guidelines and Credit Requirements by charlotte randall

charlotte randall — Sun, 16 Oct 2011 23:39:47 +0000

if a spouse has better credit no debt must the married persons debt be added to the borrower even though u cant use their income to get approved for an fha loan

Comment on FHA Loans for Bad Credit by Monday

Monday — Sat, 24 Sep 2011 17:12:21 +0000

looking for some help trying to refinance,however, i have bad credit

Comment on 2011 FHA Loan Guidelines and Credit Requirements by Vivian

Vivian — Sat, 10 Sep 2011 22:38:52 +0000

23 yrs ago when I was single I had a wheda loan for first time home buyers. I am married now and my husband has never owned a home would he qualify as a first time home buyer?

Comment on 2011 FHA Loan Guidelines and Credit Requirements by ashleyP

ashleyP — Sun, 28 Aug 2011 23:27:46 +0000

There are lenders that will loan with a 580 credit score. Just need to REALLY look for them. You may also have to put 3.5% down. It’s possible! If your credit score is above 600, you have steady income, and a good amount of income, then you should be fine.