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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; News Releases</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>FHA Rates, FHA Refinancing &amp; FHA Home Loan News &#187; News Releases</title>
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		<title>House Approves FHA Bill to Reestablish Finances</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/house-approves-fha-bill-to-reestablish-finances/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/house-approves-fha-bill-to-reestablish-finances/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 15:06:41 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[News Releases]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=181</guid>
		<description><![CDATA[The government approved ameasue to increase FHA insurance premiums for FHA home loans.  While this could appear to be a responsible move to bolster FHA lending, it will no doubt prolong the housing crisis, because borrowers will be less likely to buy home if their monthly mortgage payments rise.  To a first time home buyer, raising [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/house-approves-fha-bill-to-reestablish-finances/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Are FHA Home Loan Programs at Risk?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/are-fha-home-loan-programs-at-risk/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/are-fha-home-loan-programs-at-risk/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 22:45:15 +0000</pubDate>
		<dc:creator>Freddie Macker</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[FHA home refinancing]]></category>
		<category><![CDATA[FHA Loan Programs]]></category>
		<category><![CDATA[FHA streamline refinances]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=175</guid>
		<description><![CDATA[A frequent question from loan officers and mortgage brokers is in regards to the longevity of the FHA mortgage product.  I received an email just yesterday from a FHA lender asking me the following, “Do you believe that HUD will pull the FHA loan programs for borrowers looking to refinance their home?”  Since the subprime [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/are-fha-home-loan-programs-at-risk/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Lenders See Tighter FHA Guidelines and Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-lenders-see-tighter-fha-guidelines-and-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-lenders-see-tighter-fha-guidelines-and-requirements/#comments</comments>
		<pubDate>Mon, 24 May 2010 23:57:47 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[News Releases]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=173</guid>
		<description><![CDATA[After the subprime mortgage crash, FHA took on more lending with their FHA loan programs than any other type of home loan in the mortgage business.  FHA guidelines have always kept an open mind in that they look at the borrower rather just the borrower’s credit score.  This type of underwriting worked great when the [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-lenders-see-tighter-fha-guidelines-and-requirements/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2010 FHA Loan Limits</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2010-fha-loan-limits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2010-fha-loan-limits/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 15:55:07 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[2010 FHA Loan Limits]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[FHA lenders]]></category>
		<category><![CDATA[FHA loan]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[FHA rates]]></category>
		<category><![CDATA[FHA reverse mortgage]]></category>
		<category><![CDATA[refinance loans]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=110</guid>
		<description><![CDATA[In recent FHA news, the House just passed HR 3288, home loan legislation which would continue 2009 FHA loan limits through 2010 for owner ocuupied purchase and refinance loans. However, the bill did state that HUD will be reducing loan limits for FHA reverse mortgage loans that are available to senior homeowners who are at least 62 years of age.  [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/2010-fha-loan-limits/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>New FHA Loan Modification Plan</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/new-fha-loan-modification-plan/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/new-fha-loan-modification-plan/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 12:42:45 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Government Mortgage Relief]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Refinance Articles]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA loan modification]]></category>
		<category><![CDATA[FHA mortgage lenders]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[FHAsecure]]></category>
		<category><![CDATA[Hope for Homeowners]]></category>
		<category><![CDATA[mortgage refinancing]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=107</guid>
		<description><![CDATA[In the last two years, FHA introduced several loan modification plans and mortgage relief programs, like FHASecure and Hope for Homeowners and today they announced a third attempt with a new FHA loan modification program.  These past FHA home loan modification performed well because they never really got off the ground with the participating FHA [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/new-fha-loan-modification-plan/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>FHA Loans Are Not the New Subprime</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-is-not-the-new-subprime/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-is-not-the-new-subprime/#comments</comments>
		<pubDate>Sun, 02 Nov 2008 17:13:50 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[fha loans]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=69</guid>
		<description><![CDATA[Many people are under the mistaken impression that because Federal Housing Administration (FHA) offers incentives such as low down payments and low credit availability that it will be the new subprime loan. This is not true. FHA home loans remain focused on make sense mortgages and they stress that homeownership is a privilege, not a [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-is-not-the-new-subprime/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Sales of Existing Homes Rise, but so do Foreclosures</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/sales-of-existing-homes-rise-but-so-do-foreclosures/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/sales-of-existing-homes-rise-but-so-do-foreclosures/#comments</comments>
		<pubDate>Mon, 27 Oct 2008 14:12:11 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=67</guid>
		<description><![CDATA[Sales of Existing Homes Rise, but so do Foreclosures Sales of existing homes rose by the largest amount in more than five years in September, a real estate trade group said Friday. The National Association of Realtors said Friday that sales of existing homes rose by 5.5 percent in September compared to August, the best [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/sales-of-existing-homes-rise-but-so-do-foreclosures/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>HUD Lists Mortgage Lenders Participating in HOPE for Homeowners</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/hud-compiles-list-of-lenders-participating-in-hope-for-homeowners/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/hud-compiles-list-of-lenders-participating-in-hope-for-homeowners/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 13:34:28 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=64</guid>
		<description><![CDATA[Federal housing officials have compiled a list of lenders participating in the HOPE for Homeowners (H4H) program. The list was last updated on October 17th, and they plan on updating it each Friday. The H4H program was signed into law under the Housing and Economic Recovery Act on July 30, 2008. It is designed to [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/hud-compiles-list-of-lenders-participating-in-hope-for-homeowners/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Stocks Rise After a Month-long Decline</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/stocks-finally-rise-after-a-month-long-decline/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/stocks-finally-rise-after-a-month-long-decline/#comments</comments>
		<pubDate>Tue, 14 Oct 2008 15:05:08 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[FHA home refinancing]]></category>
		<category><![CDATA[FHA mortgage lending]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=63</guid>
		<description><![CDATA[Investors reacted enthusiastically to the U.S. government&#8217;s plans to spend $250 billion to buy stock in private banks. The Dow Jones industrial average rose about 120 points a day after its record 936-point jump. Investors are hoping that these extraordinary steps by the government will help revive the stagnant credit markets. The Dow&#8217;s advance Monday [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/stocks-finally-rise-after-a-month-long-decline/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fed Lowers Key Mortgage Rates</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fed-lowers-key-mortgage-rates/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fed-lowers-key-mortgage-rates/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 15:42:05 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[News Releases]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=59</guid>
		<description><![CDATA[The US Federal Reserve finally reduced its target for a key mortgage rate by half a point to 1.5%.   The Fed cut interest rates in response to the deflated stock market and declining home values across the United States.  The rate reduction for federal funds rate came simultaneously with interest rate cuts by other central [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fed-lowers-key-mortgage-rates/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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