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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; Mortgage News</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>Congress Reconsidering Raising 2012 FHA loan limits?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/raising-2012-fha-loan-limits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/raising-2012-fha-loan-limits/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 22:35:45 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=562</guid>
		<description><![CDATA[It&#8217;s no secret that several U.S. Government officials are taking action to elevate 2012 FHA limits on home mortgages in an effort to help the struggling housing sector in high cost regions across the country. The Wall Street Journal published a good article discussing different ways the housing industry can be saved and one of [...]]]></description>
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		<title>U.S. Senate Considers FHA Loan Reform</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/u-s-senate-considers-fha-loan-reform/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/u-s-senate-considers-fha-loan-reform/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 19:19:27 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=544</guid>
		<description><![CDATA[With the government loan limits set to expire in a few weeks many lenders are voicing their concerns in regards to a pool of borrowers in high cost regions that will not be allowed to us FHA loans for buying or refinancing because there mortgage balance exceeds to the new loan limit level. The Federal [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>2012 FHA Loan Limits May be Lower</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-limits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-limits/#comments</comments>
		<pubDate>Tue, 31 May 2011 14:27:23 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=517</guid>
		<description><![CDATA[For the last few months, we have heard whispers in regards to HUD minimizing the 2012 FHA loan limits. The reality is that lower loan limits will have an adverse effect homeowners, new prospective home buyers and mortgage professionals, especially in high cost regions like California, Colorado, New York, New Jersey and Washington D.C. In [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>FHA and the Effects of a Government Shutdown</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-government-shutdown-ffects-if-the-government-happens/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-government-shutdown-ffects-if-the-government-happens/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 18:16:42 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=486</guid>
		<description><![CDATA[Loan officers lenders and borrowers are starting to get a bit nervous about FHA lending being adversely affected if the government shuts down. In a recent article written by Brian Collins of Origination News, posed some interesting questions about how the FHA mortgage loan programs could be affected if the U.S government shuts down on [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FHA Rates Lower than Conforming Interest Rates</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-rates/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-rates/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 18:46:12 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=416</guid>
		<description><![CDATA[For the third consecutive week FHA mortgage rates were lower than conforming rates.  FHA rates were available as low as 4.625% on 30-year fixed rate mortgages and conforming rates averaged 4.875%.  HUD offers FHA insured home loans to qualified borrowers in an effort to promote fair lending.  FHA mortgage rates remain at an affordable level [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Demand for FHA Mortgages Continues to Rise</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/the-demand-for-fha-mortgages-continues-to-rise/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/the-demand-for-fha-mortgages-continues-to-rise/#comments</comments>
		<pubDate>Thu, 04 Nov 2010 21:50:53 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=358</guid>
		<description><![CDATA[According to a Bloomberg report, the number of conforming home loan declined last week, but FHA mortgage applications rose slightly.  FHA refinancing activity was pretty flat but more interest was received with the government loan programs when compared to conventional and jumbo loan applications in the U.S. last week.  Colorado FHA lender, Shawn Downs said, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Will 2011 FHA Loan Limits Drop?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/will-2011-fha-loan-limits-drop/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/will-2011-fha-loan-limits-drop/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 18:27:58 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[2011 FHA loan limits]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=322</guid>
		<description><![CDATA[Many are surprised at the discussions regarding FHA loan limits being reduced in 2011.  If HUD and Congress decide to lower the loan limits it could have a dramatic effect on many homeowners in high cost regions in many states that currently have access to government home loans. Today&#8217;s FHA mortgage rate remains under 5% [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>FHA Home Loan Credit Policy for Bad Credit at Risk</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-credit-policy-for-bad-credit-at-risk/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-credit-policy-for-bad-credit-at-risk/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 17:56:47 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA home loan programs]]></category>
		<category><![CDATA[FHA loan guidelines]]></category>
		<category><![CDATA[FHA underwriting guidelines]]></category>
		<category><![CDATA[minimum credit score requirement]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=201</guid>
		<description><![CDATA[What was at one time a green light for bad credit mortgages may be at risk as HUD considers incorporating minimum fico requirements for FHA home loan programs for both purchase and refinance products.  HUD contends that their oversight committee will implement a minimum credit score requirement of at least 500 for FHA loan approvals.   Borrowers who [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Tightens Loan Guidelines for Multifamily Homes</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-tightens-loan-guidelines-for-multifamily-homes/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-tightens-loan-guidelines-for-multifamily-homes/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 19:52:13 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[George Kaganovich]]></category>
		<category><![CDATA[iServe Lending]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=197</guid>
		<description><![CDATA[According to George Kaganovich, a mortgage banker from iServe Lending in California, “Each time FHA tightens the guidelines it seems to pinch consumers as fewer borrowers have the opportunity to refinance into a better loan.” ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loans Support Refinancing and Home Buying</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loans-support-refinancing-and-home-buying/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loans-support-refinancing-and-home-buying/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 21:24:49 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=195</guid>
		<description><![CDATA[According to Jeff Moran, a FHA loan specialist with Bank of America  Home Loans in Orange County, "The Federal Housing Administration continues to reinvent themselves and consumers are benefitting because they can get financed cost effectively with low rate FHA mortgages."

]]></description>
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		<slash:comments>1</slash:comments>
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