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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; HUD</title>
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		<title>Will HUD Raise Credit Score Requirements for FHA Home Loans?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/will-hud-raise-credit-score-requirements-for-fha-home-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/will-hud-raise-credit-score-requirements-for-fha-home-loans/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 04:27:52 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[FHA credit]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=273</guid>
		<description><![CDATA[Once again this week, FHA loan rates fall to record levels.  Qualified borrowers can qualify for a 30-year fixed rate at 4.25%. Yet, HUD is considering even more changes to FHA guidelines for purchase mortgages and FHA refinance options. HUD has been talking about implementing a minimum credit score requirement of 500 for FHA mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Loan Program is Exempt from Risk in Mortgage Reform Bill</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loan-program-is-exempt-from-risk-in-mortgage-reform-bill/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loan-program-is-exempt-from-risk-in-mortgage-reform-bill/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 16:37:46 +0000</pubDate>
		<dc:creator>Freddie Macker</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA home mortgages]]></category>
		<category><![CDATA[FHA loan program]]></category>
		<category><![CDATA[FHA mortgage loans]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=189</guid>
		<description><![CDATA[Congress granted the FHA loan program an exemption that could put the federal mortgage loans at risk. The American Banker reported that the FHA loan volume could see increased market-share boost from regulatory reform, because of exemptions that are tied to FHA mortgage loans.  FHA home mortgages are insured by the government and are fully [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>FHA Loans Improve Performance</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loans-improve-performance/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loans-improve-performance/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 17:48:43 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Government Mortgage Relief]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA Cash Out Refinance]]></category>
		<category><![CDATA[FHA foreclosures]]></category>
		<category><![CDATA[FHA home loan programs]]></category>
		<category><![CDATA[FHA lenders]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=187</guid>
		<description><![CDATA[The FHA loan defaults have been rising the last few years and the FHA reserves have dipped to dangerous levels.  The FHA refinance loans continue to play a major role in helping borrowers with adjustable rate mortgages convert to a fixed interest rate loan that provides a more affordable monthly payment.  A lot of work [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>House Approves FHA Bill to Reestablish Finances</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/house-approves-fha-bill-to-reestablish-finances/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/house-approves-fha-bill-to-reestablish-finances/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 15:06:41 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[News Releases]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=181</guid>
		<description><![CDATA[The government approved ameasue to increase FHA insurance premiums for FHA home loans.  While this could appear to be a responsible move to bolster FHA lending, it will no doubt prolong the housing crisis, because borrowers will be less likely to buy home if their monthly mortgage payments rise.  To a first time home buyer, raising [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is FHA Mortgage Financing in Trouble?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/is-fha-mortgage-financing-in-trouble/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/is-fha-mortgage-financing-in-trouble/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 14:32:34 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA loan guidelines]]></category>
		<category><![CDATA[FHA loan program]]></category>
		<category><![CDATA[FHA reserves]]></category>
		<category><![CDATA[first time home buying]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=179</guid>
		<description><![CDATA[FHA home loans have been an icon for first time home buying since 1934.  This government home financing initiative has been bolstering homeownership for decades with low FHA mortgage rates and fair lending criteria for all Americans.  The Wall Street Journal reported that the Federal Housing Administration is in serious talks with HUD to raise [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Lenders See Tighter FHA Guidelines and Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-lenders-see-tighter-fha-guidelines-and-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-lenders-see-tighter-fha-guidelines-and-requirements/#comments</comments>
		<pubDate>Mon, 24 May 2010 23:57:47 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[News Releases]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=173</guid>
		<description><![CDATA[After the subprime mortgage crash, FHA took on more lending with their FHA loan programs than any other type of home loan in the mortgage business.  FHA guidelines have always kept an open mind in that they look at the borrower rather just the borrower’s credit score.  This type of underwriting worked great when the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>House Approves New FHA Loan Plan</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/house-approves-new-fha-loan-plan/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/house-approves-new-fha-loan-plan/#comments</comments>
		<pubDate>Fri, 07 May 2010 16:15:46 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Government Mortgage Relief]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA reserves]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=168</guid>
		<description><![CDATA[FHA loan reserves have become a growing concern for the government mortgage program.  The FHA reserves were finally addressed by the House Financial Services Committee.  Government representatives confronted the challenges of balancing the FHA reserves by revising FHA guidelines so that less borrowers default. FHA continues to play a major role in offering FHA home loans to [...]]]></description>
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		<slash:comments>0</slash:comments>
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