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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; FHA Requirements</title>
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		<title>2012 FHA Loan Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 16:27:35 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=559</guid>
		<description><![CDATA[Getting approved for a FHA loan in 2012 may be difficult for some borrowers as HUD has made it clear with FHA guidelines. It is unlikely that 2012 FHA loan requirements will loosen up much, because the Federal Housing Administration is focused on increasing FHA reserves and decreasing FHA loan defaults. Many FHA lenders are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Qualify for a FHA Loan</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/how-to-qualify-for-a-fha-loan/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/how-to-qualify-for-a-fha-loan/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 15:02:50 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=537</guid>
		<description><![CDATA[With less stringent government loan qualifications than most conventional mortgage products, many people are turning to FHA loan programs.  FHA home loans are popular for first time home buyers, because they only have to come up with a 3.5% down payment.  However, no matter how many homes you have owned, you may be eligible for [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>US House Contemplates Increasing 2012 FHA Down Payment Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/us-house-contemplates-increasing-2012-fha-down-payment-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/us-house-contemplates-increasing-2012-fha-down-payment-requirements/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 04:04:02 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=524</guid>
		<description><![CDATA[Will Congress mandate an increased down-payment requirement for FHA home loans in 2012?  FHA rates remain at record lows, but default rates are high and the mortgage insurance premium has been raised so many times that it really brings into question the future of FHA mortgages especially for new home buyers. The U.S. House Financial Services [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>2011 FHA Credit Score Requirements for Refinancing and Home Buying</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 06:47:28 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=472</guid>
		<description><![CDATA[Due to an increase in FHA loan defaults, the Housing of Urban Development has been considering changes to FHA credit guidelines by implementing credit score minimums. With the government instituting the Dodd-Frank mortgage reform bill there is increasing pressure for HUD to mandate new guidelines with FHA minimum credit scores.  Since 1934, FHA credit guidelines [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>More Requirements for Approved FHA Lenders</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/more-requirements-for-approved-fha-lenders/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/more-requirements-for-approved-fha-lenders/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 17:54:42 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=467</guid>
		<description><![CDATA[Usually, mortgage professionals are concerned that borrowers will be given too strict of requirements to qualify for FHA loans and other mortgage options.  Many in the mortgage industry were taken aback, therefore, when it was announced recently by HUD that FHA requirements for FHA lenders was about to become stricter.  There is now a push [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Higher FHA Mortgage Insurance Threaten Refinance and Purchase Loan Benefits</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/higher-fha-mortgage-insurance-threaten-refinance-and-purchase-loan-benefits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/higher-fha-mortgage-insurance-threaten-refinance-and-purchase-loan-benefits/#comments</comments>
		<pubDate>Mon, 28 Feb 2011 17:15:25 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=456</guid>
		<description><![CDATA[With FHA mortgage insurance premiums rising, many people are begginning to notice that the benefits of FHA refinancing and home buying are being trimmed as monthly insurance payments begin to rise. FHA lenders and consumers are getting a little nervous about the hike on insurance premiums for FHA loan programs. As many of you have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Loan Requirements for 2011</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loan-requirements-for-2011/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loan-requirements-for-2011/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 19:02:47 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=450</guid>
		<description><![CDATA[Affordable interest rates and reasonable FHA requirements continue to raise the popularity of this government mortgage program that was founded in 1934.  If you are looking for a first time home buyer loan, or if you are coming back into the home buying market after a few years of renting or even unemployment, then there [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>New Rules for Approved FHA Lenders</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/approved-fha-lenders/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/approved-fha-lenders/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 05:19:04 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=430</guid>
		<description><![CDATA[For years mortgage professionals have been concerned that FHA guidelines and FHA loan requirements would significantly tighten for borrowers.  That’s why many in the mortgage industry were taken by surprise when HUD announced that new rules were coming for FHA lenders. The new FHA rules could have a dramatic effect on FHA refinance and purchase [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Refinancing Tips</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-refinancing-tips/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-refinancing-tips/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 00:27:18 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=394</guid>
		<description><![CDATA[It&#8217;s no secret that guidelines for FHA refinancing have tightened significantly in recent years.  It wasn&#8217;t so long ago that FHA lenders were unique because they offered bad credit mortgage solutions to borrowers that had compensating factors like hardships.  Consumers loved FHA refinance programs because they enabled &#8220;outside of the box&#8221; lending that looked beyond [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loan Servicing</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loan-servicing/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loan-servicing/#comments</comments>
		<pubDate>Wed, 20 Oct 2010 00:06:56 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=346</guid>
		<description><![CDATA[It is no secret that FHA lenders have been under scrutiny.  Clearly HUD has made it a priority to minimize loan defaults with increased FHA loan requirements.  According to the National Mortgage News, FHA will send review teams into several FHA mortgage servicing shops to see how they are handling foreclosures, has learned.  In a [...]]]></description>
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