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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; FHA Lender Talk</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>FHA Rates, FHA Refinancing &amp; FHA Home Loan News &#187; FHA Lender Talk</title>
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		<title>Comparing the Best FHA Lenders Online</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/comparing-the-best-fha-lenders-online/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/comparing-the-best-fha-lenders-online/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 22:49:45 +0000</pubDate>
		<dc:creator>Freddie Macker</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=534</guid>
		<description><![CDATA[Ideally, when you shop FHA home loans online you should be comparing loan companies online to find the best FHA lenders before you search for your dream home.  Approved FHA lenders can pre-approve you for a loan amount so that when you find the right home, you can move on it right away.  This is [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Current FHA Rates Fall to the Lowest Level of 2011</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/current-fha-rates-lowest-level-o-2011/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/current-fha-rates-lowest-level-o-2011/#comments</comments>
		<pubDate>Fri, 13 May 2011 05:46:58 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[Mortgage Rate Update]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=514</guid>
		<description><![CDATA[As the housing sector and American economy continue to struggle, FHA mortgage rates have declined to the lowest point of the year. As usual, bad news in the economy has help create good news with the current FHA rates dropping. This should help loan companies that provide government financing like FHA mortgage programs that slowed down drastically [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>FHA and the Effects of a Government Shutdown</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-government-shutdown-ffects-if-the-government-happens/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-government-shutdown-ffects-if-the-government-happens/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 18:16:42 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=486</guid>
		<description><![CDATA[Loan officers lenders and borrowers are starting to get a bit nervous about FHA lending being adversely affected if the government shuts down. In a recent article written by Brian Collins of Origination News, posed some interesting questions about how the FHA mortgage loan programs could be affected if the U.S government shuts down on [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FHA Super Jumbo Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-super-jumbo-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-super-jumbo-loans/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 17:12:32 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHA jumbo]]></category>
		<category><![CDATA[FHA super jumbo]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=425</guid>
		<description><![CDATA[The housing boom a few years ago really drove up home prices and the need for super jumbo loans became evident. FHA jumbo loans have become quite popular in states like California, Florida, Virginia, Maryland, DC and Connecticut. Any Over the last few years, HUD has become more accommodating to borrowers in high cost regions who need [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Rates Lower than Conforming Interest Rates</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-rates/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-rates/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 18:46:12 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=416</guid>
		<description><![CDATA[For the third consecutive week FHA mortgage rates were lower than conforming rates.  FHA rates were available as low as 4.625% on 30-year fixed rate mortgages and conforming rates averaged 4.875%.  HUD offers FHA insured home loans to qualified borrowers in an effort to promote fair lending.  FHA mortgage rates remain at an affordable level [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Refinancing Tips</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-refinancing-tips/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-refinancing-tips/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 00:27:18 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=394</guid>
		<description><![CDATA[It&#8217;s no secret that guidelines for FHA refinancing have tightened significantly in recent years.  It wasn&#8217;t so long ago that FHA lenders were unique because they offered bad credit mortgage solutions to borrowers that had compensating factors like hardships.  Consumers loved FHA refinance programs because they enabled &#8220;outside of the box&#8221; lending that looked beyond [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Refinancing or Second Mortgage for Cash Out?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-refinancing-or-second-mortgage-for-cash-out/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-refinancing-or-second-mortgage-for-cash-out/#comments</comments>
		<pubDate>Thu, 06 Jan 2011 20:08:05 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=386</guid>
		<description><![CDATA[When FHA refinancing or taking out a second mortgage for cash out, there are many things you should consider. First of all, ask yourself this question.  Is this cash out loan going to have implications in the future.  In other words, &#8220;Will it prevent you from getting a loan in the future?&#8221; Depending on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2011 FHA Loan Guidelines and Credit Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2011-fha-loan-guidelines-and-credit-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2011-fha-loan-guidelines-and-credit-requirements/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 18:14:51 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA home loan programs]]></category>
		<category><![CDATA[FHA loan guidelines]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=314</guid>
		<description><![CDATA[The Housing of Urban Development (HUD) has made it clear that in the FHA credit standards are changing for 2011.  HUD and the Obama administration have several goals they have outlined to improve the credibility of their flagship FHA home loan programs. The first goal is to bolster the FHA loan reserves and the second [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/2011-fha-loan-guidelines-and-credit-requirements/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>FHA Short Refinance Loan Update</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-short-refinance-loan-update/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-short-refinance-loan-update/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 17:47:39 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Mortgage Relief]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[Emergency Homeowner Loan Program]]></category>
		<category><![CDATA[FHA short refinance program]]></category>
		<category><![CDATA[underwater mortgage]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=301</guid>
		<description><![CDATA[In a few days, the government will be launch the latest mortgage relief effort with the FHA short refinance program targeting homeowners who are struggling with an underwater mortgage. The FHA short refinance program has also been called the Emergency Homeowner Loan Program.  The only catch for eligible homeowners is that they must have a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Mortgage Help</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-help/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-mortgage-help/#comments</comments>
		<pubDate>Thu, 26 Aug 2010 13:44:58 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Home Financing]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Government Mortgage Relief]]></category>
		<category><![CDATA[FHA mortgage assistance]]></category>
		<category><![CDATA[FHA Mortgage Help]]></category>
		<category><![CDATA[FHA mortgage relief]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=289</guid>
		<description><![CDATA[The Federal Housing Administration has been steadfast with regards to FHA mortgage assistance and foreclosure prevention programs.  For the last few years, the one loan program that struggling homeowners could turn to was the FHA home loan. With the approval of Congress, both the Bush and Obama Administration have extended financial aid in the form [...]]]></description>
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		<slash:comments>0</slash:comments>
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