<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
xmlns:rawvoice="http://www.rawvoice.com/rawvoiceRssModule/"
>

<channel>
	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; FHA guidelines</title>
	<atom:link href="http://www.fhahomeloanrefinancing.com/blog/category/fha-guidelines/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fhahomeloanrefinancing.com/blog</link>
	<description></description>
	<lastBuildDate>Fri, 13 Jan 2012 07:17:28 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
<!-- podcast_generator="Blubrry PowerPress/2.0.4" -->
	<itunes:summary></itunes:summary>
	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
	<itunes:explicit>no</itunes:explicit>
	<itunes:image href="http://www.fhahomeloanrefinancing.com/blog/wp-content/plugins/powerpress/itunes_default.jpg" />
	<itunes:subtitle></itunes:subtitle>
	<image>
		<title>FHA Rates, FHA Refinancing &amp; FHA Home Loan News &#187; FHA guidelines</title>
		<url>http://www.fhahomeloanrefinancing.com/blog/wp-content/plugins/powerpress/rss_default.jpg</url>
		<link>http://www.fhahomeloanrefinancing.com/blog/category/fha-guidelines/</link>
	</image>
		<item>
		<title>FHA Credit Score Requirements fоr 2012</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements-f%d0%ber-2012/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements-f%d0%ber-2012/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 16:05:24 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=574</guid>
		<description><![CDATA[The Department of Housing and Urban Development oversees FHA loan programs and each year they review the FHA credit requirements to ensure that they are in the best interest of the government loan portfolio.  Over the last few years FHA reserves have been depleted and that’s why HUD has tightened the FHA guidelines. Many people [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements-f%d0%ber-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minimum Credit Scores on FHA Mortgage Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/minimum-credit-scores-on-fha-mortgage-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/minimum-credit-scores-on-fha-mortgage-loans/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 14:51:20 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA guidelines]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=568</guid>
		<description><![CDATA[What is the Minimum Credit Score for FHA Mortgage Loan? Credit scores can determine whеthеr оr nоt hоmе buyers саn qualify fоr specific mortgage loan programs. TheFHA mortgage program hаs а muсh lower credit score requirement thаn conventional loan programs аvаіlаblе thrоugh Fannie Mae аnd Freddie Mac. Before getting yourself into a bad credit mortgage [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/minimum-credit-scores-on-fha-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2012 FHA Loan Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 16:27:35 +0000</pubDate>
		<dc:creator>Josh Emmons</dc:creator>
				<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=559</guid>
		<description><![CDATA[Getting approved for a FHA loan in 2012 may be difficult for some borrowers as HUD has made it clear with FHA guidelines. It is unlikely that 2012 FHA loan requirements will loosen up much, because the Federal Housing Administration is focused on increasing FHA reserves and decreasing FHA loan defaults. Many FHA lenders are [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/2012-fha-loan-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>US House Contemplates Increasing 2012 FHA Down Payment Requirements</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/us-house-contemplates-increasing-2012-fha-down-payment-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/us-house-contemplates-increasing-2012-fha-down-payment-requirements/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 04:04:02 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=524</guid>
		<description><![CDATA[Will Congress mandate an increased down-payment requirement for FHA home loans in 2012?  FHA rates remain at record lows, but default rates are high and the mortgage insurance premium has been raised so many times that it really brings into question the future of FHA mortgages especially for new home buyers. The U.S. House Financial Services [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/us-house-contemplates-increasing-2012-fha-down-payment-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Paying Closing Costs on FHA Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/closing-costs-on-fha-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/closing-costs-on-fha-loans/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 22:33:55 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA refinance]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=493</guid>
		<description><![CDATA[The process of buying a home can be quite complicated and . With all of the efforts needed to ensure that all of the requirements are being met, it can be easy to overlook an important aspect during this process. One area that many people do not understand is what encompasses the FHA Closing Costs [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/closing-costs-on-fha-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Revises Guidelines on Cash Refinance Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-cash-refinance-guidelines/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-cash-refinance-guidelines/#comments</comments>
		<pubDate>Sat, 16 Apr 2011 08:07:27 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA refinance]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=489</guid>
		<description><![CDATA[One of the best benefits of owning a home is getting quick access to money in a cash out refinance loan. When financial conditions become difficult, everyone needs to make changes in to how they conduct business. For homeowners, this requires some effort to reduce the amount of purchases they make on credit and keep [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-cash-refinance-guidelines/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2011 FHA Credit Score Requirements for Refinancing and Home Buying</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 06:47:28 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA Credit]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=472</guid>
		<description><![CDATA[Due to an increase in FHA loan defaults, the Housing of Urban Development has been considering changes to FHA credit guidelines by implementing credit score minimums. With the government instituting the Dodd-Frank mortgage reform bill there is increasing pressure for HUD to mandate new guidelines with FHA minimum credit scores.  Since 1934, FHA credit guidelines [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-credit-score-requirements/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Higher FHA Mortgage Insurance Threaten Refinance and Purchase Loan Benefits</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/higher-fha-mortgage-insurance-threaten-refinance-and-purchase-loan-benefits/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/higher-fha-mortgage-insurance-threaten-refinance-and-purchase-loan-benefits/#comments</comments>
		<pubDate>Mon, 28 Feb 2011 17:15:25 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=456</guid>
		<description><![CDATA[With FHA mortgage insurance premiums rising, many people are begginning to notice that the benefits of FHA refinancing and home buying are being trimmed as monthly insurance payments begin to rise. FHA lenders and consumers are getting a little nervous about the hike on insurance premiums for FHA loan programs. As many of you have [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/higher-fha-mortgage-insurance-threaten-refinance-and-purchase-loan-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loan Requirements for 2011</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loan-requirements-for-2011/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loan-requirements-for-2011/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 19:02:47 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Requirements]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=450</guid>
		<description><![CDATA[Affordable interest rates and reasonable FHA requirements continue to raise the popularity of this government mortgage program that was founded in 1934.  If you are looking for a first time home buyer loan, or if you are coming back into the home buying market after a few years of renting or even unemployment, then there [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-loan-requirements-for-2011/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>FHA Refinance Guidelines</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-refinance-guidelines/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-refinance-guidelines/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 18:41:56 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA refinance]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=446</guid>
		<description><![CDATA[If you own a home and want to get lower mortgage payments, you better learn as much as you can about FHA refinance guidelines.  If you don’t have the time, make sure you work with an approved FHA lender that has significant experience with government insured FHA refinancing. FHA continues to extend loan programs that [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-refinance-guidelines/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

