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	<title>FHA Rates, FHA Refinancing &#38; FHA Home Loan News &#187; FAQ for FHA Loans</title>
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	<itunes:author>FHA Rates, FHA Refinancing &amp; FHA Home Loan News</itunes:author>
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		<title>FHA Rates, FHA Refinancing &amp; FHA Home Loan News &#187; FAQ for FHA Loans</title>
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		<title>FHA Home Loan Credit Policy for Bad Credit at Risk</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-credit-policy-for-bad-credit-at-risk/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-credit-policy-for-bad-credit-at-risk/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 17:56:47 +0000</pubDate>
		<dc:creator>Francis Mae</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA home loan programs]]></category>
		<category><![CDATA[FHA loan guidelines]]></category>
		<category><![CDATA[FHA underwriting guidelines]]></category>
		<category><![CDATA[minimum credit score requirement]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=201</guid>
		<description><![CDATA[What was at one time a green light for bad credit mortgages may be at risk as HUD considers incorporating minimum fico requirements for FHA home loan programs for both purchase and refinance products.  HUD contends that their oversight committee will implement a minimum credit score requirement of at least 500 for FHA loan approvals.   Borrowers who [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Tightens Loan Guidelines for Multifamily Homes</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-tightens-loan-guidelines-for-multifamily-homes/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-tightens-loan-guidelines-for-multifamily-homes/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 19:52:13 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[George Kaganovich]]></category>
		<category><![CDATA[iServe Lending]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=197</guid>
		<description><![CDATA[According to George Kaganovich, a mortgage banker from iServe Lending in California, “Each time FHA tightens the guidelines it seems to pinch consumers as fewer borrowers have the opportunity to refinance into a better loan.” ]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-tightens-loan-guidelines-for-multifamily-homes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Offers Green Mortgage Promoting Energy Efficient Housing</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-offers-green-mortgage-promoting-energy-efficient-housing/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-offers-green-mortgage-promoting-energy-efficient-housing/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 14:15:29 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[Energy Efficient Mortgage]]></category>
		<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Making Home Improvements]]></category>
		<category><![CDATA[energy efficient home loan]]></category>
		<category><![CDATA[green mortgage]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=184</guid>
		<description><![CDATA[Have you heard of the “Green Mortgage Loans” that FHA is offering borrowers?  FHA offers an energy efficient home loan that enables borrowers to finance home improvements in an effort to promote environmentally friendly appliances and energy systems in the home.  These loans also can be used in conjunction with the FHA 203k rehabilitation loan [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financing Home Improvements with FHA 203K Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/financing-home-improvements-with-fha-203k-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/financing-home-improvements-with-fha-203k-loans/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 14:32:32 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Making Home Improvements]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA 203K loan]]></category>
		<category><![CDATA[finance home improvements]]></category>
		<category><![CDATA[home equity loan programs]]></category>
		<category><![CDATA[home improvement loan]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=177</guid>
		<description><![CDATA[People have been asking me recently if FHA offers any home equity loan programs for home repairs and improvements.  Even in a recession, making home improvements is still important to most homeowners and the FHA 203K loan provides the opportunity for homeowners to finance home improvements.  We are seeing a home remodeling trend because homeowners [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are FHA Home Loan Programs at Risk?</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/are-fha-home-loan-programs-at-risk/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/are-fha-home-loan-programs-at-risk/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 22:45:15 +0000</pubDate>
		<dc:creator>Freddie Macker</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Finance]]></category>
		<category><![CDATA[FHA First Time Home Buying]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA streamline]]></category>
		<category><![CDATA[News Releases]]></category>
		<category><![CDATA[FHA home refinancing]]></category>
		<category><![CDATA[FHA Loan Programs]]></category>
		<category><![CDATA[FHA streamline refinances]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=175</guid>
		<description><![CDATA[A frequent question from loan officers and mortgage brokers is in regards to the longevity of the FHA mortgage product.  I received an email just yesterday from a FHA lender asking me the following, “Do you believe that HUD will pull the FHA loan programs for borrowers looking to refinance their home?”  Since the subprime [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Low Fico Borrowers Required 10% Downpayment for FHA Loans</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/low-fico-borrowers-required-10-downpayment-for-fha-loans/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/low-fico-borrowers-required-10-downpayment-for-fha-loans/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 23:47:03 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[FHA guidelines]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA refinance]]></category>
		<category><![CDATA[FHA Requirements]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=146</guid>
		<description><![CDATA[FHA announced new changes to FHA loan guidelines in an effort to improve its depleted cash reserves.  A few days ago, HUD announced tighter FHA guidelines with multiple changes to FHA underwriting.  A recent article revealed that FHA requirements may actually penalize borrowers with poor credit.  The FHA Mortgage Lending Blog believes that the Federal Housing [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>FHA Rates Low but FHA Guidelines Changing in 2010</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-rates-low-but-fha-guidelines-changing-in-2010/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-rates-low-but-fha-guidelines-changing-in-2010/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 00:41:32 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rate Update]]></category>
		<category><![CDATA[FHA rates]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=131</guid>
		<description><![CDATA[The FHA home loan guidelines should see significant changes in 2010.  Look for credit score and down-payment requirements to rise.  FHA rates for January 4th, 2009 are down as the conforming thirty-year fixed mortgage rate is right at 5%.  The conforming fifteen year fixed mortgage rate is at 4.45% and the conforming 5/1 ARM is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loan Programs and FHA Guidelines Revised</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-loan-programs-and-fha-guidelines-revised/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-loan-programs-and-fha-guidelines-revised/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 23:58:59 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[125 % loans]]></category>
		<category><![CDATA[streamline refinance]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=125</guid>
		<description><![CDATA[FHA loan programs have offered opporunities for millions of Americans over the last few years.  2010 will see new FHA requirements for FHA lenders and qualifying for FHA loans could become more difficult for cash strapped borrowers. FHA announced new FHA guidelines coming 2010: &#8211; HUD will increase &#8220;up front&#8221; cash required on a FHA home [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-loan-programs-and-fha-guidelines-revised/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Home Loan Programs Driving Mortgage Economy</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-programs-driving-mortgage-economy/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-programs-driving-mortgage-economy/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 13:15:57 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=112</guid>
		<description><![CDATA[FHA home loan programs continue to soar in popularity. HUD reported that the FHA loans during the first part of August were receiving about 10,000 applications per day. “The Federal Housing Administration,” says the Wall Street Journal, “hit by increasing mortgage losses, is in danger of seeing its reserves fall below the level demanded by [...]]]></description>
		<wfw:commentRss>http://www.fhahomeloanrefinancing.com/blog/fha-home-loan-programs-driving-mortgage-economy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Profiles for FHA Loan Guidelines</title>
		<link>http://www.fhahomeloanrefinancing.com/blog/credit-profiles-for-fha-loan-guidelines/</link>
		<comments>http://www.fhahomeloanrefinancing.com/blog/credit-profiles-for-fha-loan-guidelines/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 14:34:48 +0000</pubDate>
		<dc:creator>FHA Loan Expert</dc:creator>
				<category><![CDATA[1st Time Home-Buyer Info]]></category>
		<category><![CDATA[FAQ for FHA Loans]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[FHA Lender Talk]]></category>
		<category><![CDATA[FHA Loan Products]]></category>
		<category><![CDATA[FHA loans and Credit Scores]]></category>
		<category><![CDATA[FHA Updates]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://www.fhahomeloanrefinancing.com/blog/?p=111</guid>
		<description><![CDATA[Don’t categorize FHA home loans in the subprime lending section. The credit score averages for FHA loans suggest just the opposite.  HUD released new credit score data figures indicating that the average FHA customer has a credit score of 670. HUD clearly releases the credit score information because it wants to show Wall Street and the mortgage insurance companies [...]]]></description>
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		<slash:comments>2</slash:comments>
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