If there is one good program our government started its the FHA mortgage loan.  This loan program was created in 1934 to help ensure equality for home financing. The Housing of Urban Development belived that everyone deserved the right to own a home and the FHA loan program that spun out of HUD has done exactly that. 

When mortgage financing collapsed the end of 2006 and early 2007, FHA was their to pick up the pieces for homeowners.  Today thousands of people are loosing their homes in foreclosure, but FHA has been the shining star that has actually helped people save their homes.  The FHA Secure has helped thousands of homeowners refinance into a fixed rate mortgage and save their homes at the same time.  Let;s all make a toast to HUD and FHA…Thank You!